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Question:

Looking for a comprehensive health insurance for my in law who will visit US for 87 days.. he is 78 yr old and looking for possible coverage up to 100000 Let me know if you have any insurance plan that covers acute onset of preexisting conditions for that age group. Or an insurance that do cover when needed and who use the excuse of preexisting condition not to cover. Let me know

Answer:

Thank you for contacting Insubuy for your insurance needs. Insurance plans for visitors to the USA are primarily designed to cover new illnesses, injuries or accidents which occur after the effective date of the policy. 

There are plan options available such as the Atlas America which will provide coverage in the amount of $100,000 for your in law, but this plan will not provide the acute onset of pre-existing condition coverage for an insured past the age of 70. An additional option would the Safe Travels USA Comprehensive plan. This plan will provide a policy maximum of $50,000, but also will provide coverage for the acute onset of a pre-existing condition up to $25,000 for their age group.

We have also included a link below to an FAQ which will provide additional information on the acute onset of pre-existing condition coverage benefit. If you have any additional questions, please let us know. You may also obtain assistance by contacting our office at (866) INSUBUY. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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