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Ask Our Specialists
I have a few questions about the quote I received from your website. 1. Can you provide me with the network hospitals in Miami Florida for the Atlas America Insurance? 2. What is considered "urgent care" ? 3. Is "urgent care" an emergency visit? 4. I noticed "urgent care" does not require a $250 deductible but an "emergency visit" requires a $250.00 deductible plus a coinsurance payment. 5. What is the coinsurance payment? 6. What is the monthly premium on the $493.68 total price? 7. What happens after the first 5,000 medical coverage is used up? Example: For any subsequent treatment (whether for the same condition or a different condition) you do not have to pay the deductible again. If the provider were out of the network and/or they didn't bill the insurance company directly the insurance company will continue to pay 80% for the first $5,000 of coverage medical expenses you continue to pay 20% ( that is maximum $1000). After that the insurance company will pay 100% for covered medical expenses. Up to 50,000.00. 8. What is considered "covered medical expenses after the first $5,000"?
Thank you for your interest in purchasing insurance through us.
What is your visa status?
1. PPO network link for Atlas America plan.
2. Urgent care is outpatient facility that you need treatment immediately but it is not emergency. What is visitors insurance?
3. No. Please read article above.
4. That is correct. Please read how plan works.
5. Co-insurance is the percentage shared between insured and insurance company
6. Premium will be depends on what deductible and policy max. you choose but it . Premium is daily rate so $40.83 for 30 days.
7. After $5000 to policy max. you choose insurance will pay 100%
8. Insurance will pay for new sickness injuries or accidents that may occur after the eff. date of the policy. No pre-existing or preventive care.
Atlas America brochure instant purchase link.
Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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