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Travel Medical Insurance


I read about visitor insurances in your website. I have some questions about Atlas America as follows 1. Does the PPO network in this insurance include the hospital of the University of Pennsylvania? If the hospital is in the network, does it means that I can receive treatment with all doctors in the hospital? 2. I am non US citizen and live outside America. I have searched that the cost of the insurance is about $200. Are there any addition fees or tax if I purchase online? 3. When will insurance card and document be sent to my home country outside USA? Or I will receive only a virtual id card in the email. 4. I will go to Philadelphia. Can I buy this insurance in Philadelphia? or I need to buy before my arrival. 5. If I select an effective date on March 1st and I have an accident at the airport in Asia, however the date in US is still on Feb 28th. Can I claim the hospital bill? Do I need to select the effective date to match the date and time in US. 6. Regarding the emergency medical evacuation, does it include the medical evacuation to my home country? 7. Is the Atlas America the same as the Atlas Travel?


To answer your questions please see the following bullet points:

1. Here is the link for the provider search /travel-and-student-insurance-ppo-network/. In most cases the doctors are also contracted.

2. The cost is the same at the time of purchase. There are no additional changes added. 

3. Once you have purchased the plan you will receive an email confirmation with all of the policy documents. If you also request the ID card to be mailed then it will be sent out in 5-7 business days. We don't usually recommended using an address outside of the US for mailing. 

4. You can purchase before or after arrival in PA. 

5. The dates of coverage are according to US EST so you wouldn't have coverage until the effective date according to EST in US. 

6.The plan will provide medical evacuation to the nearest adequate medical facility that can treat you. 

7. Yes

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

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There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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