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I was curious and had questions regarding the Safe Travels USA Comprehensive. 1) Is the insurance covered while the insured person is travelling to and from USA also? E.g. the person for whom I need to get insurance would be travelling from India to USA and back to India. In this case, any emergency required in the travel from India to USA and USA to India will be covered as well? If they have a halt in China, and if there is any medical emergency, would this insurance cover it? 2) The return dates to head from USA to India are not yet finalized, is it possible to take and extended insurance and then be reimbursed for the unused extra insurance by paying a fee? E.g. If I take insurance up to 31st January, 2020 and the insured person decided to leave USA on 3rd January and reach India by 5th January. Will I get reimbursed for the extra fees paid from 5th January - 31st January? 3) How can I apply for the plan? 4) I need the option to select deductible per policy period. However I only see the option of deductible per annual period.


Thank you for your interest in purchasing insurance through us.

Answer for your questions below:

1. Safe Travels Comprehensive plan will provide coverage worldwide except his/her home country. You may view the certificate wording here.

2. If you are not sure for return date, purchase for the duration you are sure. You can extend the policy before the expiration date. You may view the extension rules here and view the refund rules/procedure here.

3. You can apply online here,or give us a call at (866)INSUBUY and will be glad to complete the application over the phone.

4. In this plan deductible is annual. If you purchase policy for 3 months, extend for couple of months in that whole time deductible applies once. If you go in the PPO network deductible will be waived.

Please feel free to contact us if you need any additional information.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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