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Question:

Intersted to obtain a comprehensive insurance policy for someone on a valid Visitor Visa B1/B2 visiting the US. Do you have coverage with any of the following comprehensive/PPE network policies? Cigna Empire BCBS Magnacare Multiplan/PHCS Oscar Oxford Poco UHC/Oxford United Healthcare I am interested if the above policies are covered (accepted by the potential healthcare provider I am considering seeing).

Answer:

Please be advised that the all of the PPO networks that you have listed are domestic PPO for domestic insurance plans not available to a visitor in the United States. Domestic plan are for resident or US citizens a visitor is not eligible to enroll into a domestic insurance plan like you have previously listed. 

There are some short term plans that will participate in the First Health PPO network or the United Health Global PPO network depended upon the plan selected. These plans will not offer coverage for  pre-existing conditions, routine doctors visit, preventative care nor any immunizations.  

Please look at our Visitor Medical Insurance section to view plans available. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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