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New Immigrant Insurance

Question:

Hi, I am looking for a medical health insurance for my mom. My mom is 67 years old. She came to U.S. in 2017 and has lived together with me since then, and she received her green card this May with my sponsorship. She plans to stay in U.S. with me in the future. On your website, I saw two options for her medical insurance---Bridge Plan and Patriot America Plus. Both plans mentioned that they are suitable for age 65+ green card holder parents. So I am not sure which one I should buy for my mom. We live in California. Recently we asked the CA Health Care Exchange agent, and it turned out that my mom is not eligible for domestic insurance based on her age and income. So she couldn't get enrolled in either mediCal, Obamacare, or medicare. Could you tell me what the differences are between the two plans, and which plan she is eligible?

Answer:

The Bridge plan is not available in CA but International Major Medical is. The Patriot plans are available only if your mother still maintains a residence outside of the U.S.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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