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Hi! I have insurance Patriot America Plus for me and my wife. We are green card holders and we entered the US two months ago (it was our first enter in US). My wife is planning to take a job in the US with W2 contract (through corp2corp). The employer doesn't give any health insurance plans or health benefits. Our Patriot America Plus will end on 10/31. We would like to extend it. Do we eligible to extend it?
You are only eligible for this plan if you are not eligible for domestic insurance. While the employer is not offering coverage, you are able to obtain it through the Health Care Exchange in your state because you are green card holders under the age of 65.
You need to contact the Health Care Exchange and sign up for coverage for both of you. They will then give you an effective date the coverage will begin. You can only renew this policy until that start date.
For now, you can renew the plan because even though you need to contact the Health Care Exchange now to obtain coverage, it would take them a minimum of 15 days for coverage to start, up to January 1, 2020. Once they let you know the start date, you will know if you need to cancel the Patriot plan, or renew it a little longer.
Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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