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Ask Our Specialists
Hello, I need to buy insurance for 45 days (initial period of my J1). Minimum requirements for health insurance are these. Minimum Required Coverage: 1. Medical benefits of at least $100,000 per accident or illness; 2. Deductible that does not exceed $500 per accident or illness; 3. Co-insurance paid by J-1 not to exceed 25% of covered benefits per accident or illness; 4. Minimum repatriation of remains in the amount of $25,000; 5. Minimum medical evacuation expenses in the amount of $50,000. I am planning to take Patriot platinum America plan. Can you please tell me if that plan covers my minimal requirements? I am not able to see all the details in your website. Please respond as soon as you can. I need to take insurance today.
You can purchase J1 Visa Medical Insurance.
All of the plans in our J1/J2 section will meet the standard J1 requirements.
You can purchase Patriot Platinum America Plan.
The Patriot Platinum America Plan is listed in our J1 section and therefore will meet all standard requirements, which you have listed.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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