Insubuy Insurance

8 AM-9 PM CST. Mon-Fri
8 AM-5 PM CST. Sat-Sun

J1 visa medical insurance is required if you are visiting the U.S. on a J-1 visa as an exchange visitor or research scholar, or if you are inviting someone in that capacity. All of the insurance plans listed below are standard J1 visa medical insurance requirements set by the U.S. Department of Insurance. While some of the J-1 visa medical insurance plans are renewable while others are not. Some of them are comprehensive coverage plans while others are fixed coverage plans. You should choose your J1 visa medical insurance carefully as all of them are not the same.

Individual-Comprehensive Coverage Plans Comprehensive Coverage Plans
Details
Comments
  • Coverage for students, dependents and families while studying, researching, teaching or participating in a cultural exchange program in the U.S.
  • 5 days to 4 years coverage
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas insurance notice for New York
Details
Comments
  • 5 days to 364 days coverage for international travel including the U.S.
  • Low cost coverage for budget conscious visitors and international travelers
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas insurance notice for New York
Details
Comments
  • The only visitors health insurance plan that can be effective the same day if the person is already in the U.S.
  • 5 days to 364 days coverage for international travel including the U.S.
  • Hazardous sports coverage included at no additional charge
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas insurance notice for New York
Details
Comments
  • For foreign students studying in the U.S. or the U.S. citizens studying abroad
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas insurance notice for New York
Details
Comments
  • Health insurance for persons involved in educational or cultural exchange activities
  • J-2 visa holders can purchase as long as J-1 visa holder is included in the same policy or insured through the J-1 program
  • Not available in MD
Details
Comments
  • 1 month to 5 years coverage for international students
  • Not available in MD for non-U.S. citizens
Details
Comments
  • J-1 visiting scholars who are under the age of 66 who are engaged in scholarly research at a school, college or university in the U.S. are eligible
  • J-2 visa holders can purchase as long as J-1 visa holder is included in the same policy
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas insurance notice for New York
Medical Evacuation and Repatriation Only Plans
Details
Comments
  • Supplemental insurance for exchange visitors that have medical insurance through work or school.
  • 5 days to 4 years coverage for non U.S. Citizens outside their Home Country, ages 14 days - 50 years.
  • Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application. Atlas Insurance Notice

Details
  • Covers medical evacuation and repatriation
  • Must be purchased before arrival into the U.S.
  • Details:   Brochure
  • Provider: OnCall International
Comments
  • Suitable plan for J visa holders who already have medical insurance through school, employer or elsewhere.
Group Plans
Details
Comments
  • Exchange program group insurance for five or more people
  • Provides the same benefits as individual Patriot Exchange Program but is 10% cheaper
  • Not available in MD
Individual-Fixed Coverage Plans
Details
Comments
  • Low-cost fixed coverage insurance that meets the standard J1 visa requirements
  • If your school has additional requirements for coinsurance and out of pocket maximum, look at the details in the brochure to make sure that it meets the requirements
  • Can be renewed for any duration up to 364 days
  • Not available in CO, MD, NY, SD, WA
Details
Comments
  • Just like Inbound USA, provides low cost fixed benefit coverage for J1 visa holders, but individual sublimits are a little higher in most cases and is renewable up to 5 years
  • Not available in CO, MD, NY, SD, WA