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J1/J2 Visa Exchange Visitor Medical Insurance

J visa medical insurance is required if you are visiting the U.S. on a J-1 visa or a J-2 visa as an exchange visitor or research scholar, or if you are inviting someone in that capacity. All of the insurance plans listed below meet the standard J1 visa medical insurance requirements set by the U.S. Department of State. Some of the J-1/J-2 visa medical insurance plans are extendable while other plans are not. Most of the plans are comprehensive coverage plans, while others a few are fixed coverage plans. You should choose your J1/J2 visa medical insurance carefully as all of the plans offer different benefits.

Best Sellers

Comprehensive Coverage Plans

Recommended (Why?)
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Atlas Exchange

Underwriter: Lloyds

Coverage Availability: 5 Days to 1,456 Days

US - Within PPO/Outside US: After deductible, pays 100% to policy maximum; or
After deductible, pays 80% to $5,000, then 100% to policy maximum.
Otherwise: After deductible, plan pays Usual, Reasonable and Customary to policy maximum.

Direct Billing: Through First Health PPO Network

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Atlas America

Underwriter: Lloyds

Coverage Availability: 5 Days to 364 Days

Within PPO network: After deductible, plan pays 100% to policy maximum.
Outside PPO network: After deductible, plan pays Usual, Reasonable and Customary to policy maximum.
*Exception for US-Urgent Care: Deductible waived, $50 copay; unless $0 deductible. Coinsurance still applies.

Direct Billing: Through First Health PPO Network

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Atlas Essential America

Underwriter: Lloyds

Coverage Availability: 5 Days to 364 Days

Within PPO network: After deductible, plan pays 75% up to policy maximum.
Outside PPO network: After deductible, plan pays Usual, Reasonable and Customary to policy maximum.
*Exception for US-Urgent Care: Deductible waived, $50 copay; unless $0 deductible. Coinsurance still applies.

Direct Billing: Through First Health PPO Network

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StudentSecure

Underwriter: Lloyds

Coverage Availability: 1 Month to 1,456 Days

Elite: After deductible, 100% to policy maximum.
Select: After deductible, pays 80% to $5,000, then 100% to policy maximum.
Budget: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Smart: After deductible, pays 80% to policy maximum.

Direct Billing: Through First Health PPO Network

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Patriot Exchange Program

Underwriter: Sirius International

Coverage Availability: 1 Month to 4 Years

After deductible, pays 100% to policy maximum.

Direct Billing: Through First Health PPO Network

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Study USA

Underwriter: Lloyds

Coverage Availability: 30 Days to 1,456 Days

After deductible, pays 80% to $25,000, then 100% to policy maximum.

Direct Billing: Through First Health PPO Network

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Patriot® Platinum America

Underwriter: Sirius International

Coverage Availability: 5 Days to 3 Years

Fixed Coverage Plans

Limited Coverage (How?)

Medical Evacuation and Repatriation Only Plans

Notes

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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