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Ask Our Specialists
I would like to buy health insurance (Patriot platinum, comprehensive) for me (US citizen - naturalized) and my family (spouse - will have a green card/permanent residency soon, citizen of Lithuania and my stepson citizen of Lithuania but waiting for the permanent residency card to be issued). When I do online eligibility check, looks like I can buy health insurance for all three of us but when I read "geographic restrictions" then ineligible home country is US, which is very confusing because the system allows to input "citizenship USA" and continue to purchase. My current employer offered a very expensive family health insurance that we cannot really afford so I am looking at other alternatives. Please explain whether we all are eligible for Patriot platinum comprehensive health insurance in the US.
Thank you for contacting Insubuy for your insurance needs. We would recommend purchasing the employers insurance, but there is a plan you may have in the meantime. You may purchase the National General plan. This is a short term plan that will provide coverage for new illnesses, injuries or accidents which occur after the effective date of the policy. It will not cover pre-existing conditions, routine doctors' visits, or preventative treatments.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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