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Ask Our Specialists
I am transferring institute from Caltech to UCLA and I have to obtain my own health insurance. I looked at https://www.insubuy.com/exchangeguard/exchange-visitor-health-insurance/ and saw that this and other insurance plans available via Insubuy may meet the J1 requirements at UCLA. UCLA may have specific insurance requirements as stated here (https://clients.garnett-powers.com/vs/ucla/waiver/). Please check this link and requirement 7 in particular concerns me ('Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government'). Please check for me if ExchangeGuard Choice or other insurance plans on Insubuy meet all of UCLA's insurance requirements. I will be at UCLA from 31st March 2019 and I will buy insurance for ~2 months at a time. I arrived in USA ~3 years ago from my home country UK and I have been continuously covered by my intitutes' health coverage.
Yes, the ExchangeGuard does meet all of the requirements listed on the waiver form you provided. They are rated A with AM Best.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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