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I would like to purchase a health insurance plan for my stay in the US that meets the following criteria for the J1 visa: As of May 15, 2015, the J-1 regulations require the following with respect to health insurance coverage: 1. Medical benefits of at least $100,000 per accident or illness 2. Payment for repatriation ((preparation and transportation of remains to home country) in case of death in the amount of $25,000 3. Payment for medical evacuation (transportation to home country on advice of attending physician) in the amount of $50,000 4. A deductible not to exceed $500 per accident or illness 5. Coverage of pre-existing conditions after a reasonable waiting period 6. Payment by the insurance company of at least 75% of the costs of medical care (the patient must not be required to pay more than 25% of medical care costs) To comply with these regulations, health insurance policies must be underwritten by corporations having one of the following: 1. A.M. Best rating of A- or above 2. McGraw Hill Financial/Standard & Poor's Claims- paying Ability rating of A- or above 3. Weiss Research, Inc. rating of "B+" or above 4. Fitch Ratings, Inc. rating of "A-" or above 5. Moody's Investor Services rating of "A3" or above. Could you offer me a health insurance plan that covers those criteria?


The plan we would recommend is the ExchangeGuard.

You would choose either the Choice (6 months) or Essential (12 months) to determine the waiting period for the pre-existing benefit.

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