Ask Our Specialists

I want to know if the insurance as a J1 VISA to be in the University of Virginia 21 august until medium of January meet all: The coverage levels are as follows: $100,000 per accident or illness with a deductible of not more than $500 Repatriation of remains, in the event of death, in the amount of $25,000 Expenses associated with medical evacuation to your home country or to your country of permanent residence in the amount of $50,000. Additionally, the insurance company underwriting the policy must have one of the following ratings: An A.M. Best rating of "A-" or above A McGraw Hill Financial/Standard & Poor's Claims-paying Ability rating of "A-" or above A Weiss Research, Inc. rating of "B+" or above A Fitch Ratings, Inc of "A-" or above A Moody's Investor Services rating of "A3" or above OR the policy must be backed by the full faith and credit of your home country government. The University is required to document compliance with these regulations. You will need to bring confirmation from your insurance provider in English that confirms that your policy meets ALL the stated requirements. You do not need health insurance in order to apply for a J-1 visa or to receive J-1 status upon admission to the U.S., however you must have insurance coverage effective on the date your J-1 program begins as listed on your DS-2019 form. You are required to maintain health insurance coverage for the duration of your program in order to keep the J-1 status conferred upon your admission to the U.S. The J-1 status health insurance requirement includes every J-2 dependent with you in the U.S. Both you (the J-1 visitor) and each of your J-2 dependents must be covered by health insurance as described. If health insurance will be provided to you by UVA as part of a comprehensive salary and benefits package, the only option that meets the US government requirement is the CHOICE plan. The BASIC and VALUE plans have deductible limits that are too high and do NOT meet the J-1 requirements. You must speak with your UVa department's administrator immediately upon arriving at UVa in order to enroll in the plan. In addition, if you have J-2 dependents with you, be sure they are included in your UVa health insurance plan when you enroll. Information about health insurance provided by UVa for faculty and research scholars with faculty appointments, (e.g. Research Associates of 6+ months), and their dependents is available here. (Not available to students, or non-salaried appointments). Post-Doctoral Fellows funded by UVa should consult the Office of the Vice President for Research and Graduate Studies' Web site. If health insurance will not be provided to you by UVa as part of a comprehensive salary and benefits package, please secure it before departing for the U.S. If you are required to purchase your own health insurance in order to satisfy the J-1 regulations, you will be asked to provide evidence in English that you have done this when you attend a New J-1 Scholar Orientation. UVa does not endorse a particular health insurance plan. You are free to choose your own health insurance plan. You can purchase any insurance policy that meets these requirements, but your policy must clearly state that all provisions are included. If your policy documentation does not clearly include all provisions in English please bring a letter from your insurance provider that attests all provisions are met. Evidence of appropriate insurance coverage must be documented by the International Studies Office.