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Question:

I'm planning to buy the J1 health insurance "ExchangeGuard Essential" for the period between my arrival date and the first day of work (on which the insurance provided by my workplace begins). My questions are as below: 1. Am I eligible for the above insurance plan? 2. If yes for 1., How should I fill in the Important Dates section for departure and return? Also, I am traveling not from home country (China) but from Europe where I currently work but not permanently reside. Please instruct me on how to proceed with this situation. Thanks!

Answer:

Please be advised that ExchangeGuard is a suitable plan to meet the J1 requirements in the interim period before your employer coverage begins. We would be unable to advise you on what you consider your home country, only you can decide that. If you are currently residing in Europe and consider where you are living your home country, that is fine. If you are still considering China your home, that is suitable as well. You would have to be the one to make that determination for yourself. Whichever you choose you would need to put the departure date from that specific country and for return date it is suitable to put the day you are wanting to have the coverage expire. If you have additional questions please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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