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Ask Our Specialists
Upon review of the link you sent. I become very interested with this insurance. Can you help to guide me on how I can purchase this insurance policy. Please help me with the journey of providing this insurance staring May 1, 2019. As much as possible, I would like to request for the lowest monthly payment to have the minimum requirement below please. - Minimum dollar coverage of $100,000 per illness or injury - Include outpatient care (doctor visits, outpatient surgery, etc.) - Include hospitalization - Repatriation for at least $25,000 - Medical evacuation for at least $50,000 - Cost of deductible, if any, does not exceed $500 per accident or illness
You can purchase the insurance online through the quotes and purchase link:
There are 2 options with Exchange Guard. The Choice Plan and The Essential Plan. The Essential plan will cost less as it has a 12 month waiting period for a pre-existing condition benefit. The Choice plan a 6 month waiting period and therefore a higher premium.
You can run quotes in our J1/J2 section, to see all costs for all plans that will meet the requirements, however, Exchange Guard is usually one of the lower cost plan options.
Here is the quote link, if you would like to view other plan options as well:
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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