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Visitors Insurance - Flu Shot FAQ

Visitors Insurance - Flu Shot FAQ

One of the most frequently asked question about the coverage in visitors insurance is about flu shot.

Is flu shot covered in visitors insurance?

No.

Why not?

Preventive measures such as vaccinations are not covered in any of the visitors insurance. In fact, no short term health insurance plan will cover vaccinations.

If I get the flu and if I have visitors insurance, is that covered?

As long as it is a new medical condition that occurs after the effective date of the policy, it would be covered according to the terms and conditions of the insurance plan you have purchased. However, if you already have the flu before you decide to purchase visitors insurance, it will not be covered as it will be considered pre-existing condition and excluded.

Why don't insurance companies cover flu shots but they will cover flu treatment? Isn't it cheaper to just pay for the flu shot, rather than pay for the flu treatment? Prevention is better than cure, right?

It is understood that a flu shot will be cheaper than flu treatment, if you are just looking of the perspective from one person. However, any given person may or may not get the flu as it would be unexpected. On the other hand, everyone would need a flu shot as it would be expected and known. Therefore, paying for everyone's flu shot would still be a lot more expensive than paying for a few people's flu treatment. Visitors insurance plans are meant to cover something unexpected and unknown.

If I want to have a flu shot, where can I get it?

You can visit any physician and pay out of your pocket.

Alternatively, you can visit many of the pharmacies (CVS, Walgreens, Rite Aid etc. or Wal-Mart, Costco etc.) and similar places and pay out of your pocket. Typically, flu shots at such places only cost $15 to $20.

You don't really need to buy any insurance just for this purpose

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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