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Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States

Frequently Asked Questions:

Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.

*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.

Comprehensive Coverage Plans

Atlas America®

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.

Patriot America® Plus

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.

Safe Travels USA Comprehensive

Covers up to policy maximum ($25,000 for 70+) for acute onset of pre-existing conditions.

Safe Travels USA Cost Saver

Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition.

Patriot Platinum America

Covers up to $50,000 ($2,500 for 65+) for sudden and unexpected recurrence of pre-existing conditions.

Atlas Premium America

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.

Safe Travels USA

Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition.

Patriot GoTravel America

Covers up to $20,000 ($2,500 for ages 65+) for the sudden and unexpected recurrence of a pre-existing condition.

Visit USA-Healthcare®

Covers up to $10,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.

WorldMed

Covers up to $10,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.

Liaison® International

Covers up to $15,000 for acute onset of pre-existing conditions for persons below age 70.

Liaison® Majestic

Covers up to $200 for each night spent in the hospital due to a sudden, acute heart attack or stroke. Maximum $3,000.

Fixed Coverage Plans

VisitorSecure®

Covers up to the chosen policy maximum per period for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.

Visitors Care®

Covers up to a maximum $5,000 (for age 70 and over, maximum $2,500) for hospital room and board (overnight stay) and ICU for heart attack or stroke. Subject to further sub-limits, as described in the coverage details.

These benefits are only available with the purchase of the Heart Care Plus rider.

Safe Travels for Visitors to the USA

Covers up policy maximum ($25,000 for 70+) for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.

Inbound® USA

Covers up to the chosen policy maximum per period for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.

Inbound® Guest

Covers up to the chosen policy maximum per period for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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