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+1 (866) INSUBUY467-82898 AM - 9 PM CTSeven Days a Week
Visitor Insurance for Visitors to USA
Visitor Medical Insurance for travel including USA.
Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.
Fixed Coverage Plans
Limited Coverage (How?)
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
One Wellness Visit.
Direct Billing: Through First Health PPO Network 
Acute onset of pre-existing conditions
to policy max (cardiac: $25,000) for ages <70; $35,000 (cardiac $15,000) for ages 70-79; $15,000 for ages 80-89
Comprehensive Coverage Plans
Recommended (Why?)
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network 
Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70
| COVID-19 | Included |
Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $30 copay. One Wellness Visit.
Direct Billing: Through First Health PPO Network
Acute onset of pre-existing conditions
to policy max (cardiac $25,000) for ages <70; $35,000 (cardiac $15,000) for ages 70-89
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage to policy max for ages <80
Fixed Coverage Plans
Limited Coverage (How?)
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
One Wellness Visit.
Direct Billing: Through First Health PPO Network
Acute onset of pre-existing conditions
to policy max (cardiac: $25,000) for ages <70; $35,000 (cardiac $15,000) for ages 70-79; $15,000 for ages 80-89
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
coverage to $20,000 for ages <65; $2,500 for ages 65+
Comprehensive Coverage Plans
Recommended (Why?)
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70
| COVID-19 | Included |
Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $30 copay. One Wellness Visit.
Direct Billing: Through First Health PPO Network
Acute onset of pre-existing conditions
to policy max (cardiac $25,000) for ages <70; $35,000 (cardiac $15,000) for ages 70-89
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage to policy max for ages <80
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum.
US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible.
US-Walk-in Clinic: Deductible Waived, $15 copay; unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000
| COVID-19 | Included |
Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent care: $30 copay. One Wellness Visit.
Direct Billing: Through First Health PPO Network
Acute onset of pre-existing conditions
Unexpected recurrence of pre-existing condition coverage: $1,000
| COVID-19 | Included |
Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $30 copay. One Wellness Visit.
Direct Billing: Through First Health PPO Network
Acute onset of pre-existing conditions
Unexpected recurrence of pre-existing condition coverage: $1,000
| COVID-19 | Included |
After deductible, pays 75% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.
US Urgent care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions