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+1 (866) INSUBUY467-82898 AM - 7 PMMon-Fri
Visitor Insurance for Visitors to USA
Visitor Medical Insurance for travel including USA.
Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.
Fixed Coverage Plans
Limited Coverage (How?)
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
coverage to policy max for ages <70
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
One Wellness Visit.
Direct Billing: Through First Health PPO Network 
Acute onset of pre-existing conditions
to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
coverage up to the policy maximum or $100,000, whichever is lower, for ages <70
Comprehensive Coverage Plans
Recommended (Why?)
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network 
Acute onset of pre-existing conditions
coverage to policy max for ages <70
| COVID-19 | Included |
Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $30 copay unless $0 deductible. One Wellness Visit.
Direct Billing: Through First Health PPO Network
Acute onset of pre-existing conditions
to policy max ($25,000 for cardiac or stroke) for ages <70; $35,000 ($15,000 for cardiac or stroke) for ages 70-89
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage to policy max for ages <80
Fixed Coverage Plans
Limited Coverage (How?)
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
coverage to policy max for ages <70
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
One Wellness Visit.
Direct Billing: Through First Health PPO Network
Acute onset of pre-existing conditions
to policy max ($25,000 for cardiac or stroke) for ages <70; $25,000 ($15,000 for cardiac or stroke) for ages 70-79; $15,000 for ages 80-89
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
coverage up to the policy maximum or $100,000, whichever is lower, for ages <70
| COVID-19 | Included |
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Acute onset of pre-existing conditions
coverage to $20,000 for ages <65; $2,500 for ages 65+
Comprehensive Coverage Plans
Recommended (Why?)
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage to policy max for ages <70
| COVID-19 | Included |
Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $30 copay unless $0 deductible. One Wellness Visit.
Direct Billing: Through First Health PPO Network
Acute onset of pre-existing conditions
to policy max ($25,000 for cardiac or stroke) for ages <70; $35,000 ($15,000 for cardiac or stroke) for ages 70-89
| COVID-19 | Included, up to $100,000 or policy maximum; whichever is lower. |
After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
US Urgent Care: $35 copay.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000
| COVID-19 | Included |
After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
Acute onset of pre-existing conditions
coverage to policy max for ages <80
| COVID-19 | Included |
After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.
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