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Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.
Fixed Coverage Plans
Limited Coverage
( How? )
Limited Coverage
( How? )
Plan
Details
- After deductible, pays fixed amounts as per
schedule of benefits
-
How Plan Works
|
Benefits (All Plans)
- Details:
Brochure
|
Certificate Wording
- Direct Billing:
Depends upon provider
No PPO.
No contracted rates.
- Paper Application
|
Rx Discount Card
- Renewable
and
Refundable
-
Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds
-
Acute onset of pre-existing conditions: Age< 70
FAQ
Comments
- Provides low cost coverage from 5 days to 364 days for visitors to the U.S.
- Not available if any of the proposed insureds is physically located in Australia,
Canada or the US states of NY, MD or WA at the time of application.
Plan
Details
- After deductible, pays fixed amounts as per
schedule of benefits
-
How Plan Works
|
Benefits (All Plans)
|
Outstanding Restrictions
- Details:
Brochure
|
Certificate Wording
-
Paper Application
|
Renewable
and
Refundable
-
Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside country of citizenship, including during travel
- Underwriter: Sirius International
Comments
- Fixed coverage benefit for foreign visitors to USA, available from 5 days to 24 months
- Limited pre-existing conditions coverage for hospitalization due to heart attack and stroke is available
- If you are on a low budget and still want to purchase a reliable visitors insurance plan, Visitors Care is an excellent option
- Not available in MD
Plan
Details
-
After deductible, pays fixed amounts as per
schedule of benefits
- How Plan Works | Benefits (All Plans) | Outstanding Restrictions
- Details: Brochure | Certificate Wording
- Direct Billing: Through
Coventry PPO Network
-
Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
|
Paper Application
- Coverage for people traveling to USA
- Underwriter: GBG Insurance Limited
-
Acute onset up to policy maximum per period for persons under age 70; $25,000 per period for 70+
Comments
- Fixed coverage plan for visitors, available for ages 14 days through 89 years
- Minimum of 5 days to maximum of 364 days coverage.
Plan
Details
-
After deductible, pays fixed amounts as per
schedule of benefits
-
How Plan Works
|
Benefits (All Plans)
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing:
Depends upon provider
No PPO.
No contracted rates.
-
Paper Application
|
Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Includes coverage while international travel
- Underwriter: Lloyds
- Acute onset of pre-existing conditions up to policy max per period: Age< 70 FAQ
Comments
- A very popular visitors insurance plan since 2001 for visitors
to USA, available from 5 days to 364 days
- Suitable for persons who would like a low cost and limited
benefit plan
- Not available in CO, MD, NY, SD, WA
Plan
Details
- After deductible, pays fixed amounts as per
schedule of benefits
-
How Plan Works
|
Benefits (All Plans)
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing:
Depends upon provider
No PPO.
No contracted rates.
- Paper Application
|
Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Includes coverage while international travel
- Underwriter: Lloyds
- Acute onset of pre-existing conditions up to policy max per period: Age< 70 FAQ
Comments
- Very similar to the Inbound USA plan; primary difference is the various policy maximums available and the associated differences in the sub-limits for various benefits
- 5 days to 180 days of coverage is available to those who are visiting the U.S.
- Not available in CO, MD, NY, SD, WA
Comprehensive Coverage Plans
Recommended
( Why? )
Recommended
( Why? )
Plan
Details
-
In PPO network: After deductible, pays 100% to policy max
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy max
(Exception: U.S. Urgent Care: Deductible waived. $50 copay unless deductible is $0.)
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
|
Covers Pregnancy Complications
- Direct Billing: Through
First Health PPO Network
- Paper Application
|
Family Friendly
|
Rx Discount Card
- Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds
-
Acute onset of pre-existing conditions coverage to policy max: Age< 70
FAQ
Comments
-
The only visitors health insurance plan that can be effective the same day if the person is already in the U.S.
- 5 days to 364 days coverage for international travel including
the U.S.
- Hazardous sports coverage included at no additional charge
- Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application.
Plan
Details
- In PPO network: After deductible, pays 90% to $5,000, then 100% to policy max
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing: Through
Coventry/First Health PPO Network
-
Paper Application
|
Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside country of citizenship including during travel
- Underwriter: Sirius International
- Acute onset of pre-existing conditions coverage to policy max: Age< 70
Comments
- Patriot America Plus is an excellent comprehensive visitors health insurance plan.
- Compared to other plans available in the market, this is a low cost visitors insurance plan.
- 5 days to 2 years coverage.
- Not available in MD
Plan
Details
- After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
- Details:
Brochure
|
Certificate Wording
|
Covers
Pregnancy Complications
- Direct Billing: Through
Coventry PPO Network
- Paper Application
|
Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: GBG Insurance Limited
-
Acute onset of pre-existing conditions coverage. To policy max for Age<70; $25,000 for 70-89
FAQ
Comments
- Safe Travels USA Comprehensive is available up to 90 years of age
- 5 days to 2 years coverage.
Plan
Details
-
After deductible, pays 75% to policy max
(Exception: U.S. Urgent Care: Deductible waived. $50 copay unless deductible is $0.)
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
- Details:
Certificate Wording
- Direct Billing: Through
First Health PPO Network
- Paper Application | Family Friendly | Rx Discount Card
- Renewable and Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds
Comments
- 5 days to 364 days coverage for international travel including the U.S.
- Low cost coverage for budget conscious visitors and international travelers
- Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application.
Plan
Details
-
In
PPO network: After deductible, pays 100% to policy max
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy max
(Exception: U.S. Urgent Care: Deductible waived. $50 copay unless deductible is $0.)
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
- Details:
Certificate Wording
|
Covers Pregnancy Complications
- Direct Billing: Through
First Health PPO Network
- Paper Application | Family Friendly | Rx Discount Card
- Renewable and Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds
-
Acute onset of pre-existing conditions coverage to policy max: Age< 70
FAQ
Comments
- 5 days to 364 days coverage for international travel including the U.S.
- High end coverage for premium visitors and international travelers
- Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application.
Plan
Details
- After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
- Details:
Brochure
|
Certificate Wording
|
Covers
Pregnancy Complications
- Direct Billing: Through
Coventry PPO Network
- Paper Application
|
Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: GBG Insurance Limited
-
$1,000 sudden and unexpected recurrence of pre-existing condition
FAQ
Comments
- Safe Travels USA Cost Saver is the most competitive plan for travelers ages 80-89
- 5 days to 2 years coverage.
Plan
Details
- In PPO network: After deductible, pays 90% to $5,000, then 100% to policy max
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing: Through
Coventry/First Health PPO Network
-
Paper Application
|
Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside country of citizenship including during travel
- Underwriter: Sirius International
Comments
- Patriot America is an excellent comprehensive visitors health insurance plan
- Compared to other plans available in the market, this is a low cost visitors insurance plan
- 5 days to 2 years coverage
- Not available in MD
Plan
Details
-
Within PPO network: After deductible, pays 100% to policy max
Outside PPO network: After deductible, pays 90% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing: Through
Coventry/First Health PPO Network
-
Paper Application
|
Renewable
and
Refundable
-
Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside country of citizenship including during travel
- Underwriter: Sirius International
-
Sudden and unexpected recurrence of pre-existing condition:
$50,000 below 65 years, $2,500 for 65+ FAQ
Comments
- Patriot Platinum America provides the highest level of international travel health insurance limits available anywhere in the market
- 5 days to 3 years coverage
- Not available in MD
Plan
Details
- After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
- Details:
Brochure
|
Certificate Wording
|
Covers
Pregnancy Complications
- Direct Billing: Through
Coventry PPO Network
- Paper Application
|
Renewable and
Refundable
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: GBG Insurance Limited
-
$1,000 sudden and unexpected recurrence of pre-existing condition
FAQ
Comments
- Safe Travels USA is the most competitive plan for travelers ages 80-89
- 5 days to 2 years coverage.
Plan
Details
- In PPO network: After deductible, pays 90% to $5,000, then 100% to policy max
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing: Through
Coventry/First Health PPO Network
-
Paper Application
|
Renewable
and
Refundable
-
Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside country of citizenship including during travel
- Underwriter: Sirius International
- Sudden and unexpected recurrence of pre-existing conditions coverage: $20,000 up to age 65; $2,500 for ages 65+ FAQ
Comments
- Patriot GoTravel America does not include important coverages such as emergency medical evacuation, repatriation of remains, as well as loss of checked luggage
- Not available in MD
Plan
Details
- After deductible, pays 100% to policy max
- Details:
Brochure
|
Benefits
|
Certificate Wording
- Direct Billing: Depends upon provider. No PPO network.
-
Paper Application
|
Payment Authorization Form
- Not Renewable
|
Not Refundable
|
Geographic Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds
Comments
- Available to non-US citizens in the USA
- 1 day to 11 months coverage
Plan
Details
- After deductible, pays 90% to $10,000 (100% when in
network and directly billed), then 100% to policy max (Exception: U.S. Urgent Care - $50 copay)
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
- Details:
Brochure
|
FAQ
|
Certificate Wording
|
Optional Coverages
- Direct Billing: Through
First Health PPO Network
-
Paper Application
|
Covers Pregnancy Complications
- Not Renewable
|
Refundable
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds
-
Acute onset of pre-existing conditions coverage:
$10,000 below 65 years, $2,500 for 65+ FAQ
Comments
- 5 days to 364 days coverage
- Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application.
Plan
Details
- After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
- Direct Billing: Depends upon provider. No PPO network.
- Paper Application
|
Not Renewable
|
Not Refundable
- Sample ID Card | Country Restrictions
- Covers in the USA only. No travel coverage
- Undewriter: Advent Underwriting LTD
Comments
- 15 days to 1 year coverage
- Coverage not available to citizens of Australia.
Plan
Details
- After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
- Direct Billing: Depends upon provider. No PPO network.
- Paper Application | Renewable | Not Refundable
- Sample ID Card | Country Restrictions
- Covers outside home country including during travel
- Undewriter: Advent Underwriting LTD
Comments
- Provides similar coverage to Diplomat America, and is renewable 3 months at a time
- 3 months to 3 years coverage
- Coverage is not available for citizens of Australia or residents of NY, MD and SD.
- Coverage is not available in Iran.
Plan
Details
- Plan A: After deductible, pays 80% to $5,000, then 100% to policy max
Plan B: After deductible, pays 75% to policy max
-
How Plan Works:
Plan A
Plan B
|
Benefits (All Plans)
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing: Through
UnitedHealthcare Global PPO Network
-
Paper Application
|
Renewable
and
Refundable
|
FAQ
- Sample ID Card & Visa Letter
|
Country Restrictions
|
Reviews
- Covers outside home country including during travel
- Underwriter: Lloyds
-
Acute onset pre-existing of conditions coverage: $25,000 age < 65, $2,000: 65-69
FAQ
Comments
-
Liaison Continent is an excellent international travel medical insurance plan for anyone travelling outside their home country, including the U.S.
-
There are several plans available. The major difference between the various plans is the coinsurance amount and the out of pocket maximum
- Liaison Continent is available for a minimum of 5 days and is renewable up to 187 days
- Not available in CO, MD, NY, SD, WA
Plan
Details
-
After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing: Through
UnitedHealthcare Global PPO Network
-
Paper Application
|
Renewable and
Refundable
|
FAQ
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds or Tramont
- $15,000 acute onset pre-existing conditions coverage: Age< 70 FAQ
Comments
- Liaison International visitors insurance was the first Liaison plan introduced, and historically has been very popular
- 5 days to 45 days coverage
- Not available in CO, MD, NY, SD, WA
Plan
Details
-
In
PPO network and
directly billed: After deductible, pays 100% to policy max
Otherwise: After deductible, pays 90% to $10,000, then 100% to policy max
(Exception: U.S. Urgent Care - $50 copay, deductible waived)
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
|
Optional Coverages
- Details:
Brochure
|
FAQ
|
Certificate Wording
- Direct Billing: Through
First Health PPO Network
-
Paper Application
|
Not Renewable.
|
Refundable
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds
-
Acute onset of pre-existing conditions coverage:
$10,000 below 65 years, $2,500 for 65+ FAQ
Comments
- Popular visitors insurance plan for travelers looking for higher policy maximums
- 5 days to 364 days of coverage
- Not available if any of the proposed insureds is physically located in Australia, Canada or the US states of NY, MD or WA at the time of application.
Plan
Details
- After deductible, pays 80% to $5,000, then 100% to policy max
-
How Plan Works
|
Benefits
|
Outstanding Restrictions
|
Optional Coverages
- Details:
Brochure
|
Certificate Wording
|
Rx Discount Card
- Direct Billing: Through
UnitedHealthcare Global PPO Network
-
Paper Application
|
Renewable and
Refundable
|
FAQ
- Sample ID Card & Visa Letter
|
Country Restrictions
- Covers outside home country including during travel
- Underwriter: Lloyds
-
Pre-ex Coverage: $200/night, $3,000 max-heart attack/stroke
Comments
- 5 days to 1092 days coverage for anyone visiting outside home country
- Not available in CO, MD, NY, SD, WA
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