After deductible, pays fixed amounts as per schedule of benefits.
Acute onset of pre-existing conditions (including cardiac) coverage to policy max for ages < 70
Direct Billing: Depends upon provider No PPO. No contracted rates.
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Visitor Insurance for Visitors to USA
Visitor Medical Insurance for travel including USA.
Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.
Fixed Coverage Plans
Limited Coverage (How?)
After deductible, pays fixed amounts as per schedule of benefits.
Acute onset of pre-existing conditions (including cardiac) coverage to policy max for ages <70
Direct Billing: Depends upon provider No PPO. No contracted rates.
After deductible, pays fixed amounts as per schedule of benefits.
One Wellness Visit.
Direct Billing: Through First Health PPO Network 
Comprehensive Coverage Plans
Recommended (Why?)
After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network or First Health PPO Network 
After deductible, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]
US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Acute onset of pre-existing conditions (including cardiac) coverage to policy max for ages <70
Direct Billing: Through United Healthcare PPO Network
Deductible waived within PPO network, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]
US Urgent Care: $30 copay. One Wellness Visit.
Direct Billing: Through First Health PPO Network
Fixed Coverage Plans
Limited Coverage (How?)
After deductible, pays fixed amounts as per schedule of benefits.
Acute onset of pre-existing conditions (including cardiac) coverage to policy max for ages < 70
Direct Billing: Depends upon provider No PPO. No contracted rates.
After deductible, pays fixed amounts as per schedule of benefits.
Acute onset of pre-existing conditions (including cardiac) coverage to policy max for ages <70
Direct Billing: Depends upon provider No PPO. No contracted rates.
After deductible, pays fixed amounts as per schedule of benefits.
One Wellness Visit.
Direct Billing: Through First Health PPO Network
After deductible, pays fixed amounts as per schedule of benefits.
Direct Billing: Depends upon provider No PPO. No contracted rates.
Comprehensive Coverage Plans
Recommended (Why?)
After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network or First Health PPO Network
After deductible, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]
US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Acute onset of pre-existing conditions (including cardiac) coverage to policy max for ages <70
Direct Billing: Through United Healthcare PPO Network
Deductible waived within PPO network, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]
US Urgent Care: $30 copay. One Wellness Visit.
Direct Billing: Through First Health PPO Network
Deductible waived within PPO network, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]
US Urgent care: $30 copay. One Wellness Visit.
Sudden and unexpected recurrence of pre-existing condition coverage: $1,000
Direct Billing: Through First Health PPO Network
After deductible, pays 100% to policy maximum. [+]
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum. [-]
Direct Billing: Through United Healthcare PPO Network
After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network or First Health PPO Network
After deductible, pays 100% to policy maximum. [+]
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]
US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network
After deductible, pays 75% to policy maximum. [+]
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum. [-]
US Urgent care/Walk-in Clinic: $15 copay unless $0 deductible.
Direct Billing: Through United Healthcare PPO Network or First Health PPO Network
After deductible, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum. [-]
US-Urgent Care: Deductible waived, $50 copay.
Direct Billing: Through United Healthcare PPO Network or First Health PPO Network
Deductible waived within PPO network, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]
US Urgent Care: $30 copay. One Wellness Visit.
Sudden and unexpected recurrence of pre-existing condition coverage: $1,000
Direct Billing: Through First Health PPO Network
After deductible, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum. [-]
US-Urgent Care: Deductible waived, $50 copay.
Direct Billing: Through United Healthcare PPO Network or First Health PPO Network
After deductible, pays 80% to $5,000, then 100% to policy maximum.
Acute onset of pre-existing conditions coverage, non-US Citizens: to $10,000 for ages >70
Direct Billing: Depends on provider. No PPO network.
After deductible, pays 80% to $5,000, then 100% to policy maximum.
Acute onset of pre-existing conditions coverage, non-US Citizens: to $10,000 for ages < 70
Direct Billing: Depends on provider. No PPO network.
After deductible pays 100% to policy maximum. [+]
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum. [-]
US-Urgent Care: Deductible waived, $50 copay.
Direct Billing: Through United Healthcare PPO Network or First Health PPO Network
Video Overview
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More