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Visitor Insurance for Visitors to USA

Visitor Medical Insurance for travel including USA.

Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.

Fixed Coverage Plans

Limited Coverage (How?)
Minimize Maximize

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

Minimize Maximize

Safe Travels Elite

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 364 Days

Minimize Maximize

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

Comprehensive Coverage Plans

Recommended (Why?)
Minimize Maximize

Patriot America® Plus

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
coverage to policy max for ages <70

Minimize Maximize

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 364 Days

COVID-19 Included

Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $30 copay unless $0 deductible. One Wellness Visit.

Direct Billing: Through First Health PPO Network

Acute onset of pre-existing conditions
to policy max ($25,000 for cardiac or stroke) for ages <70; $35,000 ($15,000 for cardiac or stroke) for ages 70-89

Minimize Maximize

Atlas America®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included

After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
coverage to policy max for ages <80

Fixed Coverage Plans

Limited Coverage (How?)
Minimize Maximize

Visitors Care®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

Minimize Maximize

Safe Travels Elite

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 364 Days

Minimize Maximize

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

Minimize Maximize

Visit USA-HealthCare® Budget

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

Comprehensive Coverage Plans

Recommended (Why?)
Minimize Maximize

Patriot America® Plus

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
coverage to policy max for ages <70

Minimize Maximize

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 364 Days

COVID-19 Included

Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $30 copay unless $0 deductible. One Wellness Visit.

Direct Billing: Through First Health PPO Network

Acute onset of pre-existing conditions
to policy max ($25,000 for cardiac or stroke) for ages <70; $35,000 ($15,000 for cardiac or stroke) for ages 70-89

Minimize Maximize

Atlas America®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included

After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
coverage to policy max for ages <80

Minimize Maximize

Beacon America

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included, up to $100,000 or policy maximum; whichever is lower.

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $35 copay.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000

Minimize Maximize

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability: 90 Days to 1 Year

COVID-19 Included

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

US Urgent care: $25 copay in-network, $50 copay out-of-network.
Walk-in Clinic: $15 copay in-network, $25 copay out-of-network.

Direct Billing: Through United Healthcare PPO Network

Pre-Existing Conditions
$25,000 up to age 69; $20,000 for ages 70 and older