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Visitor Insurance for Visitors to USA

Visitor Medical Insurance for travel including USA.

Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.

Fixed Coverage Plans

Limited Coverage (How?)
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VisitorSecure®

Underwriter: Lloyd's

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Safe Travels for Visitors to the USA

Underwriter: GBG Insurance Limited

Comprehensive Coverage Plans

Recommended (Why?)
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Atlas America®

Underwriter: Lloyd's

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Patriot America® Plus

Underwriter: Sirius International

After deductible, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]

US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Acute onset of pre-existing conditions (including cardiac) coverage to policy max for ages <70

Direct Billing: Through First Health PPO Network

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Safe Travels USA Comprehensive

Underwriter: GBG Insurance Limited

Deductible waived within PPO network, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]

US Urgent Care: $30 copay. One Wellness Visit.

Acute onset of pre-existing conditions coverage to policy max (cardiac $25,000) for ages <70; $35,000 (cardiac $15,000) for ages 70-89

Direct Billing: Through First Health PPO Network

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Green Cover®

Underwriter: Lloyd's

Fixed Coverage Plans

Limited Coverage (How?)
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VisitorSecure®

Underwriter: Lloyd's

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Safe Travels for Visitors to the USA

Underwriter: GBG Insurance Limited

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Inbound® USA

Underwriter: Lloyd's

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Inbound® Guest

Underwriter: Lloyd's

Comprehensive Coverage Plans

Recommended (Why?)
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Atlas America®

Underwriter: Lloyd's

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Patriot America® Plus

Underwriter: Sirius International

After deductible, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]

US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Acute onset of pre-existing conditions (including cardiac) coverage to policy max for ages <70

Direct Billing: Through First Health PPO Network

Minimize Maximize

Safe Travels USA Comprehensive

Underwriter: GBG Insurance Limited

Deductible waived within PPO network, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]

US Urgent Care: $30 copay. One Wellness Visit.

Acute onset of pre-existing conditions coverage to policy max (cardiac $25,000) for ages <70; $35,000 (cardiac $15,000) for ages 70-89

Direct Billing: Through First Health PPO Network

Minimize Maximize

Safe Travels USA Cost Saver

Underwriter: GBG Insurance Limited

Deductible waived within PPO network, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]

US Urgent care: $30 copay. One Wellness Visit.

Sudden and unexpected recurrence of pre-existing condition coverage: $1,000

Direct Billing: Through First Health PPO Network

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Patriot Platinum America

Underwriter: Sirius International

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Atlas Premium America

Underwriter: Lloyd's

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Patriot America®

Underwriter: Sirius International

After deductible, pays 100% to policy maximum. [+]
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]

US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through First Health PPO Network

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Atlas Essential America

Underwriter: Lloyd's

After deductible, pays 75% to policy maximum. [+]
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary out of network to policy maximum. [-]

US Urgent care/Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through First Health PPO Network

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Green Cover®

Underwriter: Lloyd's

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Liaison® Travel Economy

Underwriter: Lloyd's or Tramont

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Liaison® Travel Choice

Underwriter: Lloyd's or Tramont

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Liaison® Travel Elite

Underwriter: Lloyd's or Tramont

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Safe Travels USA

Underwriter: GBG Insurance Limited

Deductible waived within PPO network, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum. [-]

US Urgent Care: $30 copay. One Wellness Visit.

Sudden and unexpected recurrence of pre-existing condition coverage: $1,000

Direct Billing: Through First Health PPO Network

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Patriot GoTravel America

Underwriter: Sirius International

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Visit USA-Healthcare®

Underwriter: Lloyd's

After deductible, pays 100% to policy maximum. [+]
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum. [-]

*Exception for US-Urgent Care: Deductible waived, $50 copay.

Acute onset of pre-existing conditions (including cardiac) coverage to $20,000 for ages <65; $2,500 for ages 65+

Direct Billing: Through First Health PPO network

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WorldMed®

Underwriter: Lloyd's

After deductible pays 100% to policy maximum. [+]
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum. [-]

*Exception for US-Urgent Care: Deductible waived, $50 copay.

Acute onset of pre-existing conditions (including cardiac) coverage to $20,000 for ages <65; $2,500 for 65+

Direct Billing: Through First Health PPO Network

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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