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Visitor Insurance for Visitors to USA

Visitor Medical Insurance for travel including USA.

Visitors insurance plans are short term travel medical insurance plans that generally cover any new and unexpected medical conditions that occur while visiting the USA. You can get instant quotes, compare quotes side by side and make instant purchases online. Coverage for visitors insurance can start as early as the next day or any future date you specify. Name, date of birth and passport number is needed for purchase. Visitors insurance may be purchased online as there is no paperwork to complete.

Fixed Coverage Plans

Limited Coverage (How?)
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Safe Travels for Visitors to the USA

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 2 Years

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VisitorSecure®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

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Visitors Care®

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

Comprehensive Coverage Plans

Recommended (Why?)
Minimize Maximize

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $30 copay. One Wellness Visit.

Direct Billing: Through First Health PPO Network

Acute onset of pre-existing conditions
to policy max (cardiac $25,000) for ages <70; $35,000 (cardiac $15,000) for ages 70-89

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Atlas America®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included

After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
coverage to policy max for ages <80

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Patriot America® Plus

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70

Fixed Coverage Plans

Limited Coverage (How?)
Minimize Maximize

Safe Travels for Visitors to the USA

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 2 Years

Minimize Maximize

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

Minimize Maximize

Visitors Care®

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

Minimize Maximize

Visit USA-HealthCare® Budget

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

Comprehensive Coverage Plans

Recommended (Why?)
Minimize Maximize

Safe Travels USA Comprehensive

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $30 copay. One Wellness Visit.

Direct Billing: Through First Health PPO Network

Acute onset of pre-existing conditions
to policy max (cardiac $25,000) for ages <70; $35,000 (cardiac $15,000) for ages 70-89

Minimize Maximize

Atlas America®

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included

After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
coverage to policy max for ages <80

Minimize Maximize

Patriot America® Plus

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70

Minimize Maximize

Patriot Platinum America

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 3 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible.
US-Walk-in Clinic: Deductible Waived, $15 copay; unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000

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Safe Travels USA Cost Saver

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent care: $30 copay. One Wellness Visit.

Direct Billing: Through First Health PPO Network

Acute onset of pre-existing conditions
Unexpected recurrence of pre-existing condition coverage: $1,000

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Atlas Essential America

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included

After deductible, pays 75% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

US Urgent care/Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Minimize Maximize

Safe Travels USA

Underwriter: Crum & Forster SPC

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

Deductible waived within PPO network, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $30 copay. One Wellness Visit.

Direct Billing: Through First Health PPO Network

Acute onset of pre-existing conditions
Unexpected recurrence of pre-existing condition coverage: $1,000

Minimize Maximize

Atlas Premium America

Underwriter: Lloyd's

Coverage Availability: 5 Days to 364 Days

COVID-19 Included

After deductible, pays 100% to policy maximum.
US Urgent Care/Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
coverage to policy max for ages <80

Minimize Maximize

Diplomat America

Underwriter: Allied World Assurance Company (Europe) dac.

Coverage Availability: 15 Days to 365 Days

COVID-19 Included

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Acute onset of pre-existing conditions
Non-US Citizens: to $10,000 for ages <70