International Student Medical Insurance

International Student Medical Insurance

International Student Medical Insurance

You may be wondering: Do I need health insurance as an international student? The answer is a resounding yes!

International student health insurance in the USA should be purchased by all international students before they register for classes. Many schools/universities provide their own student health insurance. However, some of them provide you a choice to purchase an alternate international student medical insurance plan as long as such insurance meets the minimum requirements set by a particular school. 

Which health insurance is best for international students? That depends upon your school's and your own requirements. You are encouraged to do a thorough international student insurance review to compare and find the best plan for your needs. 

You are free to buy such international student medical insurance from any place of your choice as long as it meets the requirements. In order to prove that you have purchased compliant student medical insurance, most schools have the compliance form that must be filled and submitted to the school after the purchase.

Study USA - HealthCare

Study USA - HealthCare provides coverage to international students registered in U.S. schools. Study USA - HealthCare meets the requirements set by the Department of State and is widely accepted by U.S. and international universities. Coverage is available for up to 364 days and renewable as long as you meet the eligibility requirements, maximum up to 4 years. Plans for students under 25 start at just $1.65 per day.

Study USA - HealthCare is underwritten by Lloyd's of London, Rated A "Excellent" by AM Best Company.

Enrollment Process

  1. Check your school requirements to find out whether Study USA - HealthCare plan meets their requirements.

  2. Review the brochure. Also review how plan works.

    If you have any questions, please look at FAQ, or call us at +1 (866) INSUBUY, 8 AM to 9 PM Central, seven days a week.

  3. Get instant quotes.

  4. Purchase the Policy

  5. Compliance Form
    • Complete the compliance form
      Fill your personal details.
    • Either fax it to us at +1 (972) 767-4470 or email it to us at ofni or mail it to us. We will get it filled and send it directly to your school.
    • If your school has an online compliance form or if it follows a different procedure, please follow that procedure instead.

Post Purchase

If you get sick, you can look at the provider directory for list of providers.

Study USA - HealthCare

Underwriter: Lloyd's

Coverage Availability 30 Days to 1,456 Days


Standard: After deductible, pays 80% to policy maximum.
Preferred: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Platinum: After deductible, pays 85% to $10,000, then 100% to policy maximum.

Direct Billing

  • $500,000
  • $25,000
  • Included

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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