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Question:

I want to make sure my emergency medical insurance is good even tho I am not originating from my home country but from mexico and driving through the united states to Canada I have purchased it already but not sure other people telling me not valid

Answer:

I am not sure who you are referring to as other people, however, below are the answers to your questions.

This plan will cover you anywhere outside of your home country for covered expenses.

Covered Expenses are defined below:

All plans on the market for visitors cover for new illnesses and new injuries that occur or manifest after the effective date.  They do not cover things that are preventative routine or pre-existing.  Some plans do include Acute onset benefits of pre-existing conditions and I have attached the information link below to explain that benefit option.   

Therefore if your country of residence is Canada, you will have coverage until you arrive in Canada.

It does not matter that you have purchased the plan while in another country.

Please let us know if you have additional questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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