Ask Our Specialists

I am a final year medical student in Verona, Italy. From the end of November until the end of January I'll spend 8 weeks in a Miami hospital for two periods of clinical rotation, and I'm currently looking for a Healthcare plan for international visitors that can cover me well during my staying (around 75-80 days). I've read that you are a very good broker, with a solid experience and background of providing help to people that had even bad claims with insurance companies. Of course they try to make the claim process long and often rejected for silly reasons, and still you were able to achieve success in such situations thanks also to your great founder. So it would be a pleasure to purchase the coverage on your website and in the remote case of medical issues, know that you'll be there for me. I am 25 and in very good health conditions. The only thing of some concern in my medical history is a testicular subtorsion that I had more than a year ago, for which I was operated in urgency with a bilateral orchidopexy. From time to time it gives a bit of discomfort/pain, but nothing that has ever required more than an ant inflammatory pill. So my only concern for my trip, apart from unforeseen pathologies I might get during my medical practice in the ER of Hialeah Hospital, is a possible bad reacutization of testicular pain that could require to be seen by a urologist with urgency. So far I've checked the possible solutions and I'd prefer a comprehensive plan, with a maximum of 100.000-500.000 $, a deductible of 100-250 $ and a good PPO network. Of course the main feature should be a high chance that my insurance company gets directly billed by the hospital, since being charged on my credit card and then being forced to struggle with the company to get thousands of dollars back could be over the limits of my financial capabilities and I would be risking my testes. Therefore, I prefer spending 100-200 $ more on my insurance now and get a good one that can cover my needs effectively and with the least anxiety. Possibly the best one. For example, I've seen that there are Atlas America, Patriot Plus , Liaison Travel Elite and Safe Travels USA Comprehensive. Which are your suggestions for me among these four? From your experience, which of them has the highest chance of being directly billed in the Miami area (main hospitals I could go to for possible urologic emergency is Palmetto General Hospital, Mount Sinai, Jackson Memorial)