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Question:

My Grandfather had mild heart attack in 2016 Jan. Now he is doing great. When he will be in USA, if he gets any heart related problem, do you have any insurance which covers this?.

Answer:

Generally the plans are not designed to cover a pre-existing condition. As mentioned earlier the plan does provide a limited benefit in the event of an acute onset of pre-existing condition. If the insured were to have a heart attack and it fit this definition the plan would provide coverage up to $15,000. The Safe Travels USA Comprehensive plan provides one of the highest limits for the acute onset of pre-existing coverage for someone in their age group. You may use the link provided to view more detail on the Acute Onset of Pre-existing Condition coverage. If you have any additional questions please let us know. You may also obtain assistance by contacting our office at (866) INSUBUY. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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