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Ask Our Specialists
Help me in selecting plan for my father who is currently 71 years old and I wanted to make him visit doctor for consultation. It should also covers Xray's and normal checkups. He will be there in US for 3 months on a visitor visa.
If you father is traveling to the U.S. on a B2 visitor visa, he would then need a visitor plan. However, all plans on the market for visitors cover new illnesses and new injuries that occur or manifest after the effective date. They do not cover preventative care, routine maintenance, or pre-existing conditions.
Therefore, your scenarios would not be covered under any visitor plan.
Some plans do come with Acute Onset benefits of pre-existing conditions. That benefit is for sudden and unexpected emergencies due to pre-existing conditions that come in without symptom or warning, are rapidly progressing and require treatment within 24 hours. However, these are emergency situations and would not apply to consultations and preventative check-ups.
If you do want a plan with Acute onset benefits for your father, we would recommend the Atlas America plan.
Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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