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Question:

I am looking for insurance for my mother who is going to visit us and will have her 70th birthday March 2nd. It seems that Atlas America provides decent coverage. However, is it true that I put age 69 if we start policy before March 2nd even if my mother will arrive later? Also, for acute onsets of preexisting conditions - are maximums set for 70+ determined based on the age when it happened or on the age when policy starts?

Answer:

The Atlas America plan will offer the same coverage to a covered individual on the policy that is changing age brackets i.e. (69 to 70) .  

However, you cannot start the plan and her still remain in her home country. The plan cannot start until she is set to depart the home country. The plan will offer coverage to those 70+ for an acute onset coverage but it will be at the state amounts. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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