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Question:

I am planning to buy insurance for my father who is visiting from India in June. On your website in the acute onset FAQ, it is mentioned that acute onset of preexisting conditions will be covered by your insurance. My father suffered a heart attack in November 2009 for which he was treated with angioplasty with stent placement. I would like to understand if he suffers another heart attack in the future while he is in United States or traveling to United States, and is insured under your Insurance, will his medical treatment be covered? Will it be covered as a pre-existing condition or as a regular emergency situation. Based on the above, could you please let me know the policy to apply for?

Answer:

Thank you for your interest in purchasing insurance through us.

Yes.Atlas America plan has coverage for acute onset of pre-ex below age 70yrs.. It will be determined by the claim dept. based on attending physician notes whether it's acute onset of pre-ex or not.

Please let us know if you have any further questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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