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Ask Our Specialists
I am looking for medical insurance for parents visiting USA on dated 03/05/2018, they are staying in California for two months (March-April-2018) and then will go to Canada for three months (May/June/July-2018), thereafter they will stay two months in US again (August/September-2018). My father age is 74 years old and mother is 72. They are both Indian Citizens. I am looking for insurance with the following requirements: 1. Acute onset of pre-existing conditions 2. Plan would cover 100% up to the policy maximum for all covered services, 3. Any rider is available for more insurance benefit for acute health conditions 4. Easy to renew and extended insurance. 5. Is there a special rider you may add to increase limit for acute onset benefit?.
We provide insurance from many companies. It's very difficult to get insurance with acute onset of pre-existing conditions for 70+. You can purchase Safe Travels USA Comprehensive plan. You don't need to take rider to cover an acute onset of pre-existing conditions.
Safe Travels USA Comprehensive,- For US trip
For Coverage in Canada, you can purchase Atlas International or Patriot International plan but it will not cover acute onset of pre-existing because of their residence country and age. But you can get coverage for any new sickness, injuries or accidents that may occur after the eff. date of the policy.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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