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Ask Our Specialists
I have previously purchased medical insurance for my parents when they visited the United states over the past 15 years. I used to buy one of the standard policies where we would have to pay for the care then make a claim with the insurance company. Now my parent is getting on in age and I need a higher limit, full insurance that also includes pre existing conditions (Under 70yrs). Please recommend a insurance plan that is similar to a regular health insurance where I do not have to pay in advance and submit claim; that covers pre existing conditions and also has a high coverage limit. One that can be renewed monthly is preferred. Also separately from the health insurance, do you sell life insurance and long term care insurance for visitors.
As a broker, we provide insurance from most of the major companies that is available in US market. Insurance will pay for new sickness, injuries or accidents that may occur after the eff. date of the policy. It does not cover any routine maintenance for pre-existing or preventive care. However, we have many plans that covers an Acute Onset of Pre-existing Conditions.
If you provide their travel date, date of birth and which state do you need coverage will be glad to send you quote by e-mail also.
Meantime, please visit our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Most of the plans are renewable. You can extend the policy month by month. All those information you will find in comparison and in details section as well.
We don't provide standalone life insurance for an international visitor. But the comprehensive medical insurance plan provides coverage for accidental death and dismemberment. We provide long term insurance but that is available only for US residents who has Social Security Number. Person who is visiting US on visitor visa don't have SSN. So they are not eligible to purchase long term insurance.
Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More