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Ask Our Specialists
My wife is travelling to US (New Jersey) to visit our relatives with my daughter for 3 months from UK. I want to buy a Travel + Medical Insurance for them. Here are there details - 1. My Wife : DOB : 15 Jul 1985 Current Medical situation - She has gallstones. She has not had any gallstone attack for last 1 year as she is on a controlled diet. I would like to take a policy that can take care of an emergency rush to the hospital for a pain killer injection in case she gets an attack. 2. My daughter : DOB - 10 Nov 2015 Current Medical situation - No medical problems. I need a policy to cover any sort of illness that can happen to an infant. I am thoroughly confused about which policy should I take for them. Can you please guide me whether I should go for a Fixed Coverage one or a Comprehensive coverage one? And if there is a specific policy that suits the situation, please advise.
The Atlas America plan would be an option for your traveling spouse. Plans will not cover the pre-existing conditions, but will offer coverage for an acute onset of a pre-existing condition. This coverage may be useful for your wife on her travels.
For more information about this coverage please see Acute Onset FAQ.
This Atlas America plan is a family friendly plan and will cover your daughter at no additional cost with a cover parent on the plan with her. You can use the link to review the plan and to generate a quote for coverage.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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