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Ask Our Specialists
My family is going to visit me in Rhode Island. My mother is 67 years old and will be travelling with 2 children, ages 6 and 4 years old. They will stay for 322 days beginning from 5 August. I found a quote in Insubuy with the plan Atlas Essential America. I'm asking if I can pay the amount by facility over 12 months from July 2019 to June 2020 giving that I must have the insurance for all 322 days to get my family authorized to come visit me. Also I'm an International Military Student in Navy and the requirements for the insurance say that repatriation in case of death must be $50,000 and it's only $25,000 in the plan I chose, I couldn't change it in the quote, how much will be the price of the insurance if so, and is there any other fees when I'll be paying.
Thank you for contacting Insubuy for your insurance needs.
The Atlas Essential America plan will not meet your requirement for the repatriation and there is not a options to increase this coverage.
You will need to look at the Atlas America plan that will cover the repatriation of remains up to your policy maximum.
With the coverage if you need to show the entire duration at one time you will have to pay for the entire duration at once. There is not an option to pay monthly and show the entire 322 days of coverage on your policy.
You can purchase for 1 month and renew the plan monthly there after however the policy documents will only reflect the duration for which you have paid your premium.
If you need any additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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