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Ask Our Specialists
I want to buy an insurance for my dependents (my wife and my 1 year old child) from 1march to 30 august. I'm an international student and have J1 visa. so my dependents have J2 visa. My program at Rice University, TX have some special criteria for the dependents insurance. One of the requirements is "medical evacuation in the amount of 50.000$". I checked and listed all of the alternatives from your website and would like to purchase one of them. Atlas essential america has a good offer and i want to purchase it. However, I confused with the medical evacuation issue. According to this offer, emergency medical evacuation is 500.000$. I wonder that if I purchase the insurance, will it appropriate to my University's requirements? While the University requirement says "in the amount of 50.000$", but the offer's says medical evacuation 500.000$. Actually I could not understand the amount. I would appreciate if you explain the medical evacuation amount and the differences of the amounts. Additionally, is that insurance cover the pregnancy?
Based upon the requirements of your University the Atlas Essential America plan will not meet these requirements.
There is a plan called Exchange Guard Choice would be meet sufficient for your University, however it will not cover maternity. You can review this plan using the link listed below.
If you want a plan that will include maternity coverage you will have to enroll into the plan along with your dependents and conception must happen after the effective date of the policy.
Study USA brochure & instant purchase link: /study-usa-insurance/ ;
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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