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Question:

Hi, I am a Canadian Citizen and I am soon moving to the US for an employment opportunity. My employer will provide me a health care plan but I need a temporary health insurance to bridge the gap between the day I arrive in the US and the day I start my job 1-2 weeks and get my employer's health care plan. What type of insurance is suitable for that purpose? I first thought that I could take a visitor medical insurance but your website tells me that I cannot take such an insurance if I am resident of the US which I am not at the moment but I will be resident of the US for the duration of the insurance that I want to purchase as I will be moving to the US. Many thanks for your help

Answer:

If you are awaiting employer insurance you can purchase a plan called Atlas America

This plan will cover any new accidents and new illnesses that happen after the effective date of the policy. 

This plan will have to be purchased when you arrive into the United States. It cannot be purchased if you are locate in Canada at the time of application. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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