Ask Our Specialists

New Immigrant Insurance

Question:

I have purchased insubuy many times in past for short trips to the US. I have some question for my wife who has a green card for the US. We have purchased Patriot Plus before based on your recommendation. However, last time we visited we could not apply for this on the website. So last fall she purchased Safe Travels USA Cost Saver. She just came back to the US last week and she was going to purchase that again, but I read the policy carefully and it said green card holders were ineligible. Is there any plan she is eligible for? The situation is: 1) I work overseas 2) My wife and kids (two US citizens) came to the US at the end of August to try school, at least for 6 months but perhaps longer depending how they adjusted. 3) Either my wife or I have been abroad the whole time and are likely going back after the school year ends in the US 4) It is very difficult for us to purchase US domestic insurance because I work overseas and have two households/incomes. 5) I am going back overseas and my children are covered under my policy until March 1. How can I get insurance for all three of them through insubuy? I assume just buy two kids separately, and then my wife's separate from her? Kids have dual US-Korean citizenship. My wife has Korean citizenship and US green card. Sorry but the website was confusing and I want to make sure the coverage we buy is actually possible and will cover them in event of emergency.

Answer:

Thank you for your interest in purchasing insurance through us.

Patriot America plus plan you can purchase for green card holder as long as their primary residence country is outside US. If they are moving to US permanently then you can enroll them under domestic insurance.

Please feel free to contact us if you need any further clarification.

Last Updated: {{question.updated}}
Published: {{question.published}}
{{question.likes}} {{question.likes == 1 ? 'person found this answer useful' : 'people found this answer useful'}}
1326 page views

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Search Questions and Get Answers

Type your question or hashtag below or Ask a Question

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More