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New Immigrant Insurance

Question:

I am travelling to the USA on K1 Fiancee visa on Oct 31, 2019. Based on recommendation from your website, I was trying to buy an insurance plan from Safe travels or Patriot America plus. Upon my arrival, I will get married and file for my green card application. While I am trying to fill the application form I need to fill my return date to my home country. I do not have a return date. Also, could I have your advice on Safe travels or Patriot America plus, which one is preferred more for K1 visa holders? Please advise.

Answer:

It does state return or departure date, however, you will just enter in the date for which you need the coverage until.

So for example if you are needing the insurance from 11/5-1/20, you would enter 1/20.

Both offer Acute onset benefits.... Patriot has higher levels of the benefits. here is an information link on acute onset:

/visitor-insurance-acute-onset-of-pre-existing-conditions/

Safe Travels offers it to the policy maximum like Patriot but if it ends up being a cardiac related acute onset will decrease the benefit to $25,000.

With Safe Travels if you stay in network they will waive the deductible, Patriot will not.

Patriot uses the United Health Care network, while Safe Travels uses First Health.

These are some of the differences between the 2 plans that may help you decide which one you would like to purchase.

If you have any additional questions, let me know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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