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Ask Our Specialists
Dear Sir/Madam, I am looking to buy medical insurance for myself and my wife. I'm not sure whether the plans I'm looking at are suitable for me, perhaps you could advise. My wife and I will be getting our US green cards in January, and will be traveling to and from the US back to our home in UK during 2020, setting ourselves up in America. We are likely to spend most of our time in the US (as required by the Green Card -- we will become residents of the US) but we will keep our house in the UK, return to the UK during the year, and keep bank accounts open back in the UK. We estimate spending around 9-10 months in the US during 2020. This will likely be in California and/or New York. We plan on making the US our home from 2021 onward, and may well take out healthcare through the US marketplace from 1st January 2021 onward, so we're looking for cover for the 11 months from 1st Feb to end of the year. We would be happy to take out a year's coverage (if the is necessary) and either cancel the final month or end up having an overlap. We have no pre-existing conditions and we would be looking to have at least $1million each coverage. We are happy to take out a $2000-$5000 deductible. My date of birth is 06/OCT/1985, my wife's is 16/OCT/1981. We are both British Citizens
Thank you for contacting Insubuy for your insurance needs. As long as you still have a residence outside the US then you can purchase the Patriot plans from the New Immigrant section of our website
You would purchase the plans for the duration you are in the US and not for the full year. If you have any questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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