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Ask Our Specialists
I'm a Japanese grad student studying at University of Hawaii at Manoa and am planning to purchase Atlas Exchange for the upcoming semester. In order to purchase an appropriate student insurance that I need, I'd like you to review the following conditions which are required by the university: *Comprehensive medical coverage = at least $100,000 US per accident/illness *Inpatient/Outpatient medical (including mental health) coverage at no less than 75% usual/customary charge (UCC) *Repatriation coverage = at least $7.500 US *Medical evacuation coverage to home country = at least $10,000 US *No more than $500 US deductible per accident or illness *Waiting period for pre-existing conditions no longer than 6 months.
Thank you for contacting Insubuy for your insurance needs.
This Atlas Exchange plan will not meet your Universities requirements as it does not offer coverage for mental health as required.
There is a plan called Study USA that will meet all of the listed requirements for coverage.
If you need any additional assistance please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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