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International Student Insurance

Question:

I am a GT student at Georgia Tech.! I will be starting my OPT in Atlanta in a firm from August. I am currently in Europe for my program but I need health insurance from 30th July 2019 for at least 6 months up to 1 year. Please share the best packages with me. I would prefer to go to a clinic once a month and might involve a few diagnostic tests once in 3 months. Please suggest me if you have good plans.

Answer:

The plans will cover any new illness or injury after the effective date. You mentioned going to a clinic once a month and possible tests. In that case, if you are eligible for a domestic plan through your employer then we would recommend choosing that so you would have coverage for ongoing treatment. 

Some plans in the OPT section will cover pre-existing conditions but only after a waiting period and some have a limit on how much will be covered. If you have additional questions please feel free to contact our office.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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