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In response to my previous mail reg taking student insurance to cover gap period (2months) between changing educational level for an international student already in US, I was advised to take Exchange Guard Policy. When I am entering applicant details, one of the fields is asking date of departure from home country and also date of return, as if it is a travel policy. I have following questions before making payment. 1. Can I give July 2018 (actual date left Home country) and Return-Jun 2023 ( Visa expiry)? 2. As the words suggest it to be a travel policy, does it cover the 2 month period of stay in US (Jun-Jul 2020) being gap period due to change of educational levels (since already in US and would be attending Fall 2020)..please confirm. Sorry for seeking re-confirmation.
You are eligible to purchase ExchangeGuard.
Date of departure should be your latest entry date in US. Date of return should be end of you policy duration or your visa expiration date. It does not matter. If you pay for 2 months of policy it will be valid for that duration. You can extend the policy before the expiration date.
Please read eligibility in the certificate wording on page 5 under member eligibility.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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