Insubuy Insurance

8 AM-9 PM CST. Mon-Fri
8 AM-5 PM CST. Sat-Sun


  • Coverage for as few as five days, up to 364 days
  • Medical Expense, Evacuation, Accidental Death and Dismemberment, and much more
  • Many deductible options per plan
  • Coverage for travelers coming to and from the United States

International medical care can become a major expense to your family.

Traveling or living abroad can be an exciting and fulfilling experience. However, every year many people visiting foreign countries require emergency medical treatment, hospitalization, or medical evacuation to their home countries.


A major illness or injury could be a high cost that you may not be prepared for. In 2012, the average cost for a hospital stay was over $4,000 per day, and a major illness or injury could cost you much more. Medical evacuation to your home country is also costly. For example, an air ambulance from North America can cost upwards of $20,000 for one way travel alone.


Source: Int'l Federation of Health Plans; On-Call International

More than medical care while traveling

WorldMed Insurance offers much more than just medical insurance while traveling outside of your home country. WorldMed also covers baggage loss, trip interruption, and can also provide assistance for stolen passports or Visas. WorldMed is your complete travel insurance plan while you're away from home!


Options to cover your lifestyle and activities

WorldMed also offers several buy-up options to help cover your needs:

  • Enhanced Accidental Death and Dismemberment: For $0.25 per person, per day, you can add an additional $50,000 to your benefit.
  • Intercollegiate/Interscholastic Sports: An Intercollegiate/ Interscholastic Sports Rider is available for those participating in intercollegiate, interscholastic, or organized amateur sports during their visit for an additional $1.25 per person per day.
  • Hazardous Activities: For those planning to participate in hazardous activities, an additional rider is available for purchase for an additional 20% of your premium. Only medical expenses are covered under this benefit.

For more information on any of these options, call toll free: (866) INSUBUY


Why do I need WorldMed Insurance?

WorldMed is designed for people who are traveling outside their home country from five days, up to 364 days. WorldMed Insurance provides quality, high limit illness and accident expense protection.


If you are injured or become ill while abroad, you can rely on WorldMed to reimburse you for your covered medical expenses. Major expenses can be paid directly to the medical or evacuation provider. You pay the deductible and coinsurance (if applicable).


WorldMed also provides you with around-the-clock access to emergency assistance services which can help refer you to local doctors or hospitals, provide multilingual interpretation, arrange your emergency medical evacuation, and keep you in touch with your physician and family back home.


Who can purchase WorldMed Insurance?

WorldMed Insurance will provide worldwide coverage to residents of the United States, ages 14 days to 69 years old, traveling outside the United States to a foreign country.


WorldMed Insurance is also available to residents of countries other than the United States, ages 14 days to 69 years, who are planning to travel internationally, including travel to the United States.


Can I cancel if I don't take my trip?

Cancellations and Refunds of an insurance policy can be considered when a written request is received prior to the Effective Date. After the Effective Date, the premium is considered fully earned and non-refundable. Partial refunds are not available. All refunds are subject to a $25 processing fee. Please mail, fax, or email a refund request to Travel Insurance Services.


About Travel Insurance Services

Since 1973, Travel Insurance Services has been a leader in developing insurance plans for travelers around the world. Thousands of international visitors trust Travel Insurance Services every year with their insurance needs while away from their home country.



Benefits and Limits
BENEFITS WORLDMED INBOUND WORLDMED OUTBOUND
Minimum Stay 5 Days 5 Days
Maximum Stay 364 Days 364 Days
Medical Expense $500,000 or $1,000,000 $500,000 or $1,000,000
Coinsurance 90% up to $10,000; 100% thereafter (up to policy maximum) 100% after deductible
Accidental Death & Dismemberment* $50,000 $50,000
Emergency Medical Evacuation $250,000 $250,000
Sudden Onset of Pre-Existing Condition † $10,000 $10,000
Return of Minor Children $50,000 $50,000
Repatriation of Remains $50,000 $50,000
Emergency Reunion $15,000 $15,000
Terrorism $50,000 $50,000
Political Evacuation Not Available $50,000
Urgent Care Facility $50 co-pay Not Available
Trip Interruption $5,000 $5,000
lost Baggage $250 per bag / $500 max. $250 per bag / $500 max.
Stolen Passport/Visas $100 $100
Emergency Dental $1,000; $100 for pain relief $1,000; $100 for pain relief
INCLUDED BENEFITS
Recreational Sports Included Included
World Wide Assistance Services Included Included
BUY-UPS (Optional)
Accidental Death & Dismemberment Buy-Up* Optional Add-On Optional Add-On
Intercollegiate/Interscholastic & Amateur Sports Optional Add-On Optional Add-On
Hazardous Activities Optional Add-On Optional Add-On

* Accidental Death and Dismemberment coverage is based on age: Under 18: $5,000; 18-69: $50,000;
†The Sudden Onset of Pre-Existing Conditions maximum benefit for those 65 and older is $2,500, after deductible..


World Wide Assistance Services*

World Wide Assistance Services is available 24 hours a day, 7 days per week, can help you in your native language, and is included with WorldMed Insurance. Doctors and nurses are available on staff to help determine what care you need, where you can go for treatment, and what to do in the event that emergency travel assistance is needed. We make sure you never go alone!


*World Wide Assistance Services are provided by World Service Center


Daily Premium Rates
  WorldMed Inbound $500,000 WorldMed Inbound $1,000,000
Deductible Per Policy Period
Age $0 $250 $500 $1000 $0 $250 $500 $1000
14 Days-17 Years $2.74 $2.19 $1.97 $1.75 $2.95 $2.36 $2.12 $1.89
18-29 $2.74 $2.19 $1.97 $1.75 $2.95 $2.36 $2.12 $1.89
30-39 $3.84 $3.07 $2.76 $2.46 $4.16 $3.33 $3.00 $2.66
40-49 $5.93 $4.74 $4.27 $3.79 $6.46 $5.17 $4.65 $4.14
50-59 $9.71 $7.77 $6.99 $6.22 $10.61 $8.49 $7.64 $6.79
60-64 $11.49 $9.19 $8.27 $7.35 $12.58 $10.06 $9.05 $8.05
65-69 $16.21 $12.97 $11.67 $10.38 $17.75 $14.20 $12.78 $11.36


  WorldMed Outbound $500,000 WorldMed Outbound $1,000,000
Deductible Per Policy Period
Age $0 $250 $500 $1000 $0 $250 $500 $1000
14 Days-17 Years $1.46 $1.17 $1.05 $0.94 $1.55 $1.24 $1.12 $0.99
18-29 $1.46 $1.17 $1.05 $0.94 $1.55 $1.24 $1.12 $0.99
30-39 $1.85 $1.48 $1.33 $1.18 $1.98 $1.58 $1.42 $1.26
40-49 $3.64 $2.91 $2.62 $2.33 $3.94 $3.15 $2.84 $2.52
50-59 $6.49 $5.19 $4.67 $4.15 $7.06 $5.65 $5.09 $4.52
60-64 $8.01 $6.41 $5.77 $5.13 $8.75 $7.00 $6.30 $5.60
65-69 $9.59 $7.67 $6.90 $6.14 $10.48 $8.38 $7.54 $6.70


Enroll now
There are several ways to enroll in WorldMed
  • Use the Instant Quotes & Purchase link at the top of this brochure page:
    • Enroll
    • Pay with your credit card
    • Get instant Confirmation and ID Card

  • Call us at (866) INSUBUY.

  • Download the paper application by clicking the link at the top of this brochure page and either scan and email it to us at

    or fax it to us at (972) 767-4470 or

    mail it to us at

    Insubuy®, Inc.
    4700 Dexter Dr, Suite 100
    Plano, TX 75093
    USA


Underwriter and Administrator

Insurance Underwritten By:

Lloyd's of London - Syndicate 4141


Enrollment Administered By:
Travel Insurance Services
3070 Riverside Dr,

Columbus, OH 43221


Visit USA HealthCare claims are administered by HCC Medical Insurance Services.


Please note: This is only a brief description of the coverage(s) available. The Policy may contain reductions, limitations, and termination provisions. Please refer to the complete policy for full coverage details. For full policy details, please look at the certificate wording .


FOR ADDITIONAL INFORMATION

Insubuy®, Inc.
4700 Dexter Dr, Suite 100
Plano, TX 75093

Toll Free: (866) INSUBUY
Phone: (972) 985-4400
Fax: (972) 767-4470

Web site: insubuy.com


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