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Visitors Insurance for Parents Visiting USA in 70 to 79 Years Age Group

Visitors Insurance For Parents Visiting USA In 70 to 79 Years Age Group

Many people invite relatives, such as their parents or in-laws, in their 70's to visit the USA. As risk is high for those aged 70-79, the number of available insurance plans becomes limited as some insurance companies simply don't want to provide insurance to the 70+ age group; if they do offer insurance they charge a much higher premium, or they only provide benefits up to a lower policy maximum. Therefore, it is extremely important to consider your choices if any of your relatives are in the 70-79 age group. For any of the available plans, no medical exam is required and no medical information needs to be provided at the time of purchase.

People frequently ask, "Which visitors insurance plan should I purchase from the available choices?"

Before looking at individual visitors insurance choices for parents visiting USA, you should first familiarize yourself with the types of visitors insurance plans:

  • Fixed Coverage: Limited coverage, cheaper plans
  • Comprehensive Coverage: Better coverage, more expensive.

We always recommend for everyone to buy the comprehensive coverage plans. The choices are based on what policy maximum you would like.

  • Comprehensive Coverage

    • $500,000

      • International Major Medical Plan

        Coverage is available for ages 70 to 74 only. After deductible, it pays 100% up to the policy maximum.

        International Major Medical participates in the First Health PPO network. Coverage is not extendable or refundable, be sure to purchase the exact duration necessary. Not available in states Maryland, New York or South Dakota.

        This plan does not cover pre-existing conditions or preventative care. This plan is suitable for people that want a higher policy maximum than other plans offer.

        Complete Details
    • $250,000

      • Atlas America

        Please look at the description below under $100,000.

      • International Major Medical Plan

        This policy maximum is available for ages 75 to 79 only. After deductible, it pays 100% up to the policy maximum - $250,000.

        You can find participating providers using the First Health PPO network. You should purchase for the exact duration you need because International Major Medical cannot be extended, nor can it be cancelled and refunded if you shorten your trip. This plan cannot be purchased if your mailing address is Maryland, New York or South Dakota.

        International Major Medical does not include coverage for pre-existing conditions or preventative care.

        Complete Details
    • $100,000

      • Atlas America

        After deductible, as long as you visit the providers within the PPO network, it pays 100% up to the policy maximum.

        Atlas America participates in First Health PPO network and it is extendable up to 364 days. In case of early departure, the refund is pro-rated for the unused duration minus a $25 cancellation fee as long as no claims have been filed since the original effective date.

        Not available for people physically present in the states of MD, NY or WA at the time of purchase. For people visiting these states, it is best to buy the insurance before they arrive.

        In addition to the medical expense coverage, Atlas America also provides coverage up to the policy maximum or $100,000 (whichever is lower) for acute onset of pre-existing conditions. Complete Details

      • Patriot Platinum America

        After deductible, it pays 100% up to the policy maximum, $100,000.

        It participates in United Healthcare Options Network, it is extendable and in case of early departure, it is refundable if no claims have been filed minus $50 cancellation fee.

        This plan is not available in the state of Maryland.

        For those who are eligible, this plan is an excellent choice.

        In addition to the new medical conditions, it also covers up to $2,500 for acute onset of pre-existing conditions.

        Complete Details

    • $50,000

      There are many visitors insurance plans available for family visiting the USA with this policy maximum. Please visit insubuy.com to get instant quotes from multiple plans, compare them side by side and make an instant purchase online.

      • Safe Travels USA Comprehensive

        If you visit providers that participate in the First Health PPO network, there is a $0 deductible and the plan pays 100% of covered expenses; however, if you visit an out of network provider, after the deductible has been met, the plan pays 80% of the next $5,000, and then 100% up to the policy maximum.

        It participates in the First Health PPO network, it is extendable with a minimum of 5 days initial purchase and is refundable in case of early departure, minus a $25 cancellation fee and so long as no claims have been filed.

        This insurance plan provides coverage up to $35,000 for acute onset of pre-existing conditions. Complete Details

      • Patriot America Plus

        After the deductible is met, in network the plan pays 100% (outside of the network: 80% up to $5,000, then) to the policy maximum.

        It participates in the United Healthcare Options Network, and is extendable and refundable in case of early departure so long as no claims have been filed and minus a $50 cancellation fee.

        This insurance plan does not provide coverage for an acute onset of a pre-existing condition for people age 70 and older. Complete Details

  • Fixed Coverage

    • $100,000

    • $50,000 to $65,000

      In this range, there are several choices available. Please visit insubuy.com to get instant quotes from multiple plans, compare them side by side and make an instant purchase online.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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