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Visit USA-Healthcare®

Travel medical insurance and more for visitors to the United States.

5 Days to 364 Days

Travel medical insurance and more for visitors to the United States.

Why do I need Travel Medical Insurance?

Medical care in the U.S. can be very expensive, and your healthcare plan from home may not be enough to cover it. Consider that the average cost of a 3-day hospital stay in the U.S. is $30,000.* If you become sick or injured while visiting, how will you cover your medical costs?

*Source: healthcare.gov

Who is eligible?

Visit USA-HealthCare is for anyone who is traveling to the United States and is not a U.S. citizen or permanent resident. It is available to:

  • Tourists
  • Visiting scholars
  • Missionaries
  • Business Travelers
  • And more.

You can get individual coverage or coverage for your entire family, including your spouse and children, or for children traveling alone.

Visit USA-HealthCare® is available for as little as $0.89 a day.

Key Benefits

Accident and Sickness Medical Coverage

Reimburses for covered medical expenses…or pays providers directly.

Emergency Travelers Assistance

Includes medical referrals, translations, medical evacuation arrangements and contact with family back home.

Emergency Medical Evacuation

Pays for evacuations, plus return airfare home or to original evacuation location. (To be arranged by insurance company.)

Accidental Death & Dismemberment*

The plans include up to $50,000 Accidental Death & Dismemberment coverage (no benefit available on Budget plans). For an additional premium, the Standard and Superior plans allow you to add up to $50,000 in additional coverage.

Travel Assistance Benefits**

Reimburses covered expenses associated with trip interruption, travel delays, lost or stolen baggage or passport, and political evacuation.

* Plan and age restrictions apply - see full Description of Coverage for details.

** Benefits not available on all plan levels. Restrictions may apply. View full Description of Coverage for specific benefits.

Choose from 2 Plan Levels

Standard Plan

Designed for people traveling to the U.S. from outside the country, the Standard Plan offers coverage for unexpected illness and injury along with travel assistance benefits.

Plan Highlights

Age Eligibility14 days to 80+ yrs14 days to 69 yrs
Maximum Policy/Accident and Sickness Medical Coverage Limits$75,000
(Age 80+, $20,000)
Deductible$0, $250, $500 or $1,000 per certificate$0, $250, $500 or $1,000 per certificate
100% PPO;
100% PPO;
Urgent Care Center Co-paymentWithin the U.S.:
$50 co-payment
(waived for members with $0 deductible)
Within the U.S.:
$50 co-payment
(waived for members with $0 deductible)
Emergency Medical Evacuation$250,000$250,000
Repatriation of Remains$50,000$50,000
Emergency Reunion$15,000$15,000
Recreational SportsCoverage IncludedCoverage Included
Accidental Death and Dismemberment$50,000 (ages 18-69)^$50,000 (ages 18-69)^
Political Evacuation$25,000$25,000
Trip Interruption$2,500$2,500
24/7 Worldwide AssitanceIncludedIncluded

* URC = Usual, reasonable and customary

^ AD&D benefits for Standard plans: Ages 18-69: $50K; ages 0-17: $5K; ages 70-74: $20K; ages 75+: $10K

Please note: This is only a brief description of the coverage(s) available. The Policy Description of Benefits may contain reductions, limitations, exclusions and termination provisions. Coverage may not be available in all states. Please refer to the complete Description of Coverage for full coverage details. To view the Description of Coverage, please visit here.

Deductible* Per Policy Period
Policy Maximum $75,000$200,000
14 Days - 17 Years$1.37$1.10$1.00$0.89$2.26$1.38$1.24$1.11
Policy Maximum $20,000
Optional 50K AD&D Rider (Ages 0-69)0.25

* A $250 Emergency Room deductible will also apply, but will be waived if admitted to the hospital.
* A Child or Dependent Child is an unmarried child at least 14 days old and under 18 years old.
** The Medical Expense Benefit Limit for those 70 and above is as follows: 70-79: $75,000; 80 and above: $20,000.
Please note: Accidental Death and Dismemberment coverage is based on age: Under 18: $5,000; 18-69: $50,000; 70-74: $20,000; 75 and above: $10,000.


USI Affinity | Travel Insurance Services
One International Plaza, Suite 400
Philadelphia, PA 19113

Visit USA-HealthCare claims are administered by Tokio Marine HCC - MIS Group.


Lloyd's of London - Syndicate 4141


Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: (866) INSUBUY
Phone: (972) 985-4400
Fax: (972) 767-4470
Website: www.insubuy.com

Please note: This is only a brief description of the coverage(s) available. The Policy may contain reductions, limitations, and termination provisions. Please refer to the complete policy for full coverage details.

Version: BRO-0074-0818_TRAVEL

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More