Insubuy Insurance

8 AM-9 PM CST. Mon-Fri
8 AM-5 PM CST. Sat-Sun


  • Daily Rates starting at $1.12 per day
  • Coverage from 5 days to 364 days
  • Medical expense, evacuation, and more
  • Two plans to fit your needs and budget

Easy Online Enrollment with instant confirmation!


Doctor and hospital costs can be very expensive in the United States.

If you are sick or injured in the U.S...... how will you pay?


Every year, thousands of international visitors to the United States require emergency medical treatment, hospitalization or medical evacuation to their home country. Have you thought about how you would pay for an emergency during your trip?


In 2012, the cost for a hospital stay was just over $4,000 per day, and a major illness or injury could cost you much more. Medical evacuation to your home country is also costly. For example, an air ambulance from North America can cost upwards of $20,000 for oneway travel alone



Source: International Federation of Health Plans; On-Call International

Visit USA-HealthCare - a quality solution!

Visit USA-HealthCare is designed for foreign nationals while visiting the United States, and is available for as little as 5 days and up to 364 days. Our insurance provides quality levels of illness and accident expense protection.


Visit USA-HealthCare offers coverage for many emergencies that occur during your trip, including illness and injury, emergency medical evacuation, and emergency reunion. Visit USA-HealthCare also offers benefits and services for other travel situations that may arise, including stolen passports, loss of baggage and 24/7 assistance services.


With Visit USA-HealthCare insurance, the possibility of a large, unexpected medical expense or even being denied medical attention can be avoided.


Who is eligible for Visit USA-HealthCare?

Visit USA-HealthCare is available to Non-U.S. residents while visiting the U.S. Coverage is available for the main insured party and spouse; unmarried adult dependent children; or for children traveling alone.


This level of travel protection is ideal for business and leisure travelers, international exchange students, tourists, holiday travelers, and church or missionary travelers.


Why do I need travel insurance to visit the U.S.?

Nationalized or government sponsored health plans rarely provide adequate medical coverage for injuries or illnesses which occur in the United States. Most travelers are unaware of how expensive medical care is in the United States. Not to mention, that U.S. medical facilities may not recognize insurance provided by a foreign insurance company and could deny services or demand up-front payment for treatment.


Why should I choose Visit USA-HealthCare?

We help take the guesswork out of insurance for those traveling to the U.S. Visit USA-HealthCare is a plan designed specifically to meet the needs of international visitors.


Visit USA-HealthCare is the program that travels with you and provides coverage wherever you may go. Whether you are looking for individual coverage or coverage for your entire family, Visit USA-HealthCare offers the coverage you need. The plan includes coverage for medical expenses, emergency medical evacuation, terrorism coverage, accidental death & dismemberment, and repatriation of remains.


Can I cancel if I don't take my trip to the U.S.?

Cancellations and Refunds of an insurance policy can be considered when a written request is received prior to the Effective Date. After the Effective Date, the premium is considered fully earned and non-refundable. Partial refunds are not available. All refunds are subject to a $25 processing fee.


Included Benefits
  PLAN A PLAN B
Illness & Injury Medical Expense* $50,000 $100,000
Emergency Medical Evacuation $250,000 $250,000
Accidental Death & Dismemberment (AD&D) $50,000 $50,000
Return of Mortal Remains $50,000 $50,000
Emergency Reunion $15,000 $15,000
Return of Minor Children $50,000 $50,000
Urgent Care Center Co-pay $50 $50
Terrorism $50,000 $50,000
Sudden Onset of Pre-Existing Conditions $10,000† $10,000†
Emergency Travelers Assistance Included Included
Recreational Sports Included Included
Trip Interruption $5,000 $5,000
Loss of Baggage $250 per bag/$500 max. $250 per bag/$500 max
Stolen Passport/Visa $100 $100
Emergency Dental $1,000 / $100 for pain $1,000 / $100 for pain
Additional Accidental Death and Dismemberment Coverage Available Available
*The Medical Expense Benefit Limit for those 70 and above is as follows: 70-79: $50,000; 80 and above: $10,000.

**Accidental Death and Dismemberment coverage is based on age: Under 18: $5,000; 18-69: $50,000; 70-74: $20,000; 75 and above: $10,000. Additional Accidental Death and Dismemberment is not available for those 70 and above.

†The Sudden Onset of Pre-Existing Conditions maximum benefit for those 65 and older is $2,500.

World Wide Assistance Services*

Need to find a medical or dental provider while in the United States? Visit USA-HealthCare includes World Wide Assistance Services while traveling, to provide you with an array of services designed to help cope with emergencies and simplify your traveling experience. World Wide Assistance Services is available 24 hours a day, 7 days per week, and can help you in your native language. We make sure you never go alone!


Intercollegiate/Interscholastic Sports Coverage

Your Visit USA-HealthCare coverage includes coverage for recreational sports. For an additional $1.25 per day per person, your coverage can include coverage for Intercollegiate, Interscholastic, and Organized Amateur Sports.


Hazardous Activities Coverage

Planning on hazardous activities while traveling? Visit USA-HealthCare coverage can be extended to your adventures as well! The Hazardous Activities Rider is available at an additional cost of 20% of your total premium. Only medical expenses are covered under the hazardous activities rider.


Accidental Death and Dismemberment Coverage

Visit USA-HealthCare includes $50,000 of Accidental Death and Dismemberment coverage built into the plan. For only $0.25 per person per day, you can add an additional $50,000 to your benefit. This benefit is not available for those aged 70 and above.


Daily Premium Rates
  PLAN A
$50,000
PLAN B
$100,000
Deductible* Per Policy Period
Age $0 $250 $500 $1000 $0 $250 $500 $1000
14 days - 17 years $1.75 $1.40 $1.26 $1.12 $2.23 $1.78 $1.60 $1.42
18-29 $1.75 $1.40 $1.26 $1.12 $2.23 $1.78 $1.60 $1.42
30-39 $2.35 $1.88 $1.69 $1.50 $3.06 $2.45 $2.21 $1.96
40-49 $3.53 $2.82 $2.54 $2.26 $4.68 $3.74 $3.37 $2.99
50-59 $5.63 $4.50 $4.05 $3.60 $7.58 $6.06 $5.45 $4.85
60-64 $6.58 $5.26 $4.73 $4.21 $8.93 $7.14 $6.43 $5.71
65-69 $9.18 $7.34 $6.61 $5.87 $12.54 $10.03 $9.03 $8.02
70-79 $14.61 $11.69 $10.52 $9.35 N/A N/A N/A N/A
80+** $17.83 $14.26 $12.83 $11.41 N/A N/A N/A N/A
*A $250 Emergency Room deductible will also apply, but will be waived if admitted to the hospital.
* A Child or Dependent Child is an unmarried child at least 14 days old and under 18 years old.
** The Medical Expense Benefit Limit for those 70 and above is as follows: 70-79: $50,000; 80 and above: $10,000.
Please note: Accidental Death and Dismemberment coverage is based on age: Under 18: $5,000; 18-69: $50,000; 70-74: $20,000; 75 and above: $10,000. Additional Accidental Death and Dismemberment is not available for those 70 and above.: $10,000.


Enroll in Visit USA-HealthCare
There are several ways to enroll in Visit USA-HealthCare
  • Use the Instant Quotes & Purchase link at the top of this brochure page:
    • Enroll
    • Pay with your credit card
    • Get instant Confirmation and ID Card

  • Call us at (866) INSUBUY.

  • Download the paper application by clicking the link at the top of this brochure page and either scan and email it to us at

    or fax it to us at (972) 767-4470 or

    mail it to us at

    Insubuy®, Inc.
    4700 Dexter Dr, Suite 100
    Plano, TX 75093
    USA


Why do I need travel insurance to visit the U.S.?

Nationalized or government sponsored health plans rarely provide adequate medical coverage for injuries or illnesses which occur in the United States. Most travelers are unaware of how expensive medical care is in the United States. Not to mention, that U.S. medical facilities may not recognize insurance provided by a foreign insurance company and could deny services or demand up-front payment for treatment.


Why should I choose Visit USA-HealthCare?

Travel Insurance Services takes the guesswork out of insurance for those traveling to the U.S. Visit USA-HealthCare is a plan designed specifically to meet the needs of international visitors.


Visit USA-HealthCare is the program that travels with you and provides coverage wherever you may go. Whether you are looking for individual coverage or coverage for your entire family,

Visit USA-HealthCare offers the coverage you need. The plan includes coverage for medical expenses, emergency medical evacuation, terrorism coverage, accidental death & dismemberment, and repatriation of remains.


Can I cancel if I don't take my trip to the U.S.?

Before Effective Date: Full refund. After Effective Date: Pro-rated refund as long as there are no claims filed since the effective date. There is a $25 cancellation fee.


Underwriter and Administrator:

Insurance Underwritten By:

Lloyd's of London - Syndicate 4141


Enrollment Administered By:
Travel Insurance Services
3070 Riverside Dr,

Columbus, OH 43221


Visit USA HealthCare claims are administered by HCC Medical Insurance Services.


Please note: This is only a brief description of the coverage(s) available. The Policy may contain reductions, limitations, and termination provisions. Please refer to the complete policy for full coverage details.


More information

Insubuy®, Inc.
4700 Dexter Dr.
Suite 100
Plano TX 75093

Toll Free: (866) INSUBUY
Phone: (972) 985-4400
Fax: (972) 767-4470

Web site: insubuy.com


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