Why do I need Travel Medical Insurance?
Medical care in the U.S. can be very expensive, and your healthcare plan from home may not be enough to cover it. Consider that the average cost of a 3-day hospital stay in the U.S. is $30,000.* If you become sick or injured while visiting, how will you cover your medical costs?
Who is eligible?
Visit USA-HealthCare is for anyone who is traveling to the United States and is not a U.S. citizen or permanent resident. It is available to:
- Visiting scholars
- Business Travelers And more.
You can get individual coverage or coverage for your entire family, including your spouse and children, or for children traveling alone.
Visit USA-HealthCare® is available for as little as $0.69 a day.
Accident and Sickness Medical Coverage
Reimburses for covered medical expenses…or pays providers directly.
Emergency Travelers Assistance
Includes medical referrals, translations, medical evacuation arrangements and contact with family back home.
Emergency Medical Evacuation
Pays for evacuations, plus return airfare home or to original evacuation location. (To be arranged by insurance company.)
Accidental Death & Dismemberment*
The plans include up to $50,000 Accidental Death & Dismemberment coverage. For an additional premium, this Superior plan allows you to add up to $50,000 in additional coverage.
Travel Assistance Benefits**
Reimburses covered expenses associated with trip interruption, travel delays, lost or stolen baggage or passport, and political evacuation.
* Plan and age restrictions apply - see full Description of Coverage for details.
**Restrictions may apply. View full Description of Coverage for specific benefits.
The Superior Plan offers higher limits on many benefits compared to a standard plan. Plus, it includes additional travel assistance benefits such as travel delay, pet return, lost baggage, lost/stolen passport and more.
To view the detailed benefits and descriptions of this plan, view the Description of Coverage documents here.
|Age Eligibility||14 days to 80+ yrs|
|Maximum Policy/Accident and Sickness Medical Coverage Limits||$250,000|
(Age 70-79: $150,000; Age 80+: $20,000)
|Deductible||$0, $250, $500 or $1,000 per certificate|
|Coinsurance*||In-network: 100% PPO;|
|Urgent Care Center Co-payment||Within the U.S.:|
(waived for members with $0 deductible)
|Emergency Medical Evacuation||$500,000|
|Repatriation of Remains||Overall Maximum Limit|
|Recreational Sports||Coverage Included|
|Personal Liability||$10,000 Lifetime Max.|
|Accidental Death and Dismemberment||$50,000 (ages 18-69)^|
|24/7 Worldwide Assitance||Included|
* URC = Usual, reasonable and customary
^ AD&D benefits for Superior plans: Ages 18-69: $50K; ages 0-17: $5K; ages 70-74: $20K; ages 75+: $10K
Please note: This is only a brief description of the coverage(s) available. The Policy Description of Benefits may contain reductions, limitations, exclusions and termination provisions. Coverage may not be available in all states. Please refer to the complete Description of Coverage for full coverage details. To view the Description of Coverage, please visit here.
Visit USA Healthcare Superior
|$250,000 Policy Maximum|
|0 - 17||$2.68||$2.16||$1.95||$1.75|
*$150,000 Policy Maximum for ages 70-79.
**$20,000 Maximum Limit for age 80 and over.
|Optional 50K AD&D Rider (Ages 0-69)||0.25|
|Optional Intercollegiate Sports Rider||1.25|
|Optional Hazardous Activities Rider||20%|
AdministratorUSI Affinity | Travel Insurance Services
One International Plaza, Suite 400
Philadelphia, PA 19113
Visit USA-HealthCare claims are administered by Tokio Marine HCC - MIS Group.
Lloyd's of London - Syndicate 4141
FOR ADDITIONAL INFORMATIONInsubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093
+1 (866) INSUBUY
Phone: +1 (972) 985-4400
Fax: +1 (972) 767-4470