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Travel LX

Travel Protection Without Boundaries

We are a provider of global insurance benefits and assistance services. Through our iTravelInsured products, we help travelers like you protect their trip investment from the unexpected. iTravelInsured provides you Travel Protection Without BoundariesSM.

Our specially designed travel insurance plans, paired with our world-class non-insurance assistance services, help provide the coverage and confidence travelers need.

Rest assured that we are there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24–hour emergency assistance services within multilingual capabilities.

Non-Insurance Emergency Travel Assistance Services

We offer more than insurance protection. The following emergency travel assistance services are available 24/7 while you are on your trip, giving you Global Peace of Mind®(complete details will be provided upon purchase):

  • Emergency travel arrangements
  • Medical referral
  • Lost passport/travel documents assistance
  • 24-hour medical monitoring
  • Lost luggage assistance
  • Emergency cash transfer
  • Embassy or consulate referral
  • Legal referrals
  • Emergency message relay
  • Emergency translations
  • Emergency prescription replacement

(The plan includes insurance underwritten by United States Fire Insurance Company, as well as non-insurance assistance services provided by iTravelInsured.)

Trip Cancellation & Interruption - What's Covered?

Here are a few examples of covered trip cancellation and interruptions perils. Please note that the listed perils are not all applicable to both trip cancellation and interruption; refer to the insurance policy, which is sent upon purchase, for complete details. Additional terms apply to every peril.

  • Sickness, injury or death of insured, a family member, a travel companion, a business partner or a child caregiver
  • Insured's primary residence or destination uninhabitable
  • Documented theft of passports/visas
  • Involved in a merger, job loss or job relocation
  • Documented traffic accident
  • Unannounced strike
  • Inclement weather that causes cessation of services provided by your common carrier
  • Mechanical breakdown of the common carrier
  • Evacuations due to natural disasters
  • Emergency miltiary duty for national disaster
  • A terrorist incident
  • Revoked military leave
  • Bankruptcy or default of travel provider
  • NOAA hurricane warning at destination
  • Court order to appear as a witness
  • Jury duty
  • Quarantine
  • Hijack

*Bankruptcy or default of travel provider (other than the travel supplier, tour operator, travel agency, organization or firm from whom you purchased travel arrangements supplied by others)

The Travel LX plan provides the highest levels of benefits of all iTravelInsured® plans for the most discerning travelers. Cancel and Interruptions for Any Reason included. This plan provides coverage for many adventure activities and can be ideal for travelers going to remote and exotic locations worldwide.

Insurance BenefitsMaximum Limits Per Person
Trip CancellationUp to $100,000 of trip cost
Trip Interruption150% of trip cost
Travel Delay$1,000 ($250 per day after an initial delay of 6 hours)
Missed Connection$500 (after an initial delay of 3 hours)
Change Fee$300
Reimbursement of Miles or Reward Points$75
Baggage & Personal Effects$2,500
Baggage Delay$500 (after an initial delay of 12 hours)
Accident & Sickness Medical Expense
(can cover injuries from certain sports/ recreational activities)
Emergency Medical Evacuation, Medial Repatriation (including Hospital of Choice), and Return of Remains$1,000,000
Common Carrier AD&D$100,000
Search & Rescue$10,000
Sports Equipment Rental$2,000 ($500 per Day)
Cancel for Any ReasonUp to 75% of trip cost insured *
Interruption for Any ReasonUp to 75% of trip cost insured
Non-Medical Emergency Evacuation$50,000
Rental Car Damage$40,000
Pre-Existing Condition WaiverFor FL, KS, MO, VA, WA - Available if plan is purchased within 20 days of the date your initial trip payment is received (if you are not disabled from travel when your plan cost is paid)
For All Other States - Available if purchased within 24 hours of or before final trip payment (if you are not disabled from travel when plan cost is paid)
Coverage TypePrimary

*Must be purchased within 20 days of the date your initial trip deposit is received. Must insure 100% of prepaid trip costs subject to cancellation penalties or restrictions (and insure travel arrangements subsequently added to your trip within 20 days of payment). You must cancel your trip 2 days or more before your scheduled departure date.


P.O. Box 88509
2960 North Meridian Street
Indianapolis, IN 46208-0509 USA


Insubuy®, Inc.
4200 Mapleshade Ln, Suite 200
Plano, TX 75093

Toll Free: +1 (866) INSUBUY
Phone: +1 (972) 985-4400
Fax: +1 (972) 767-4470
Website: www.insubuy.com

The above is a summary of insurance benefits that are part of the plan. Please review the plan for a detailed description of the terms, conditions and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the plan, you may return your plan and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The plan is non-refundable after 10 days. Insurance benefits are underwritten by the United States Fire Insurance Company under form series TP-210 and TP-401. Crum & Forster is a registered trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2018.

This plan is subject to limitations and exclusions, including a pre-existing condition exclusion.

Version: CM00500428A180829
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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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