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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
That information is located in the email confirmation you received after your purchase. You may also have received the insurance documents by postal mail. Please look at any of these to find the plan name / number. If you have linked all your plans in MyAccount, you can simply look there.
Your ID card has a certificate number or / and ID number on the front of the card. Please look at the first few characters of the number and match them with the prefix given after the insurance plan name in the drop down list on Policy Service.
That feature is available in MyAccount if the insurance policy you purchased is administrated by the following:
Once logged into MyAccount, you can request cancellation for most plans online by logging in to MyAccount.
For all other plans, you should send your cancellation request to lecnac.
For your safety and security, we are legally required to receive the cancellation request from you in writing.
Certificate wording (policy) is a general document that is meant for everyone who has purchased the same insurance plan, as the benefits are the same. Your name and other details are mentioned in the confirmation of coverage document (or email) that you received and are specific to your purchase. Both of those documents are used collectively for a specific purchase.
To avoid fraudulent activity, insurance companies can only make the minor corrections to names, such as typos. It is not possible to replace a name; in this situation, you would have to cancel the insurance with the wrong name and repurchase the insurance with the correct name. When changing an insured's name, proof of the proper name may be requested.
Most plans allow you to extend your insurance online.
However, once your plan has expired, there is no grace period. You must repurchase the insurance on this web site. MyAccount also lets you repurchase the same plan to avoid tedious form entry to buy again quickly.
Yes. Many plans allow you to print the visa letter online soon after purchasing the insurance, the link can be found in MyAccount or Policy Service. Some of the plans send you an email confirmation with the visa letter either as an attachment or as a link. However, if the specific plan you have purchased does not allow that, please contact us and we would be glad to get you the visa letter (this could take 2 to 3 business days).
If you purchased a plan administered by:
You can use both MyAccount and Policy Service, the choice is yours. For plans administered by any other insurance administrator, you should use Policy Service. Once logged into MyAccount, you can request cancellation for most plans online.
MyAccount is our customer portal created to simplify your life. You can log in to your account and manage the insurance policies you have purchased; you can link multiple policies, request service changes, extend coverage, see new coverage quotes, request callback and much more. MyAccount gives you quick access to all of your policy fulfillment documents and even your transaction history in one location.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More