(866) INSUBUY
(866) 467-8289
Mon-Fri: 8 AM - 9 PM CST Sat-Sun: 8 AM - 5 PM CST Source ID: Insubuy
  • Contact Us
(866) INSUBUY467-8289Mon-Fri: 8 AM - 9 PM CSTSat-Sun: 8 AM - 5 PM CST

Compare Visitors Insurance

There was a problem, please make the requested changes and submit again:

  • {{ error.message }}
  • {{ error.message }}

Visitors Care - $100,000 vs Liaison International - Including US Insurance

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: Visitors Care - $100,000 vs Liaison International - Including US Insurance

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details concisely, such as follows. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All the amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

Following is the high level comparison of various international medical insurance plans. Please use this comparison as a guide only and do not make any decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details in concise comparison such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Visitors Care - $100,000
Fixed Coverage
Fixed Coverage
After deductible, plan pays fixed amounts for each procedure and you pay the difference.
After deductible, plan pays fixed amounts for each procedure and you pay the difference.
Liaison International - Including US
Comprehensive
Comprehensive
In U.S.: After deductible, plan pays 80% up to $5,000, then 100% to policy maximum.

Outside U.S.: After deductible, plan pays 100% to policy maximum.
In U.S.: After deductible, plan pays 80% up to $5,000, then 100% to policy maximum.

Outside U.S.: After deductible, plan pays 100% to policy maximum.

Medical – Outpatient

Up to $85 per visit, 10 visits per annual period
Up to $85 per visit, 10 visits per annual period
Up to $550 per visit

No coverage if not admitted to hospital, unless for injury.
Up to $550 per visit

No coverage if not admitted to hospital, unless for injury.
Up to $250 per annual period
Up to $250 per annual period
Up to $950 per annual period
Up to $5,500 per surgical session
Up to $1,375 per surgical session
Up to $1,375 per surgical session
Up to $1,000 per surgical session
To policy maximum
To policy maximum
To policy maximum

No coverage if ER visit is not of an emergency nature.
To policy maximum

No coverage if ER visit is not of an emergency nature.
To policy maximum
To policy maximum
To policy maximum
To policy maximum
To policy maximum
To policy maximum No standby availability coverage.
To policy maximum No coverage if ER visit is not of an emergency nature.

Medical – Inpatient

Up to $1,950 per day, 30 days maximum per annual period
Up to $2,800 per day, 8 days maximum per annual period
Up to $5,500 per surgical session
Up to $1,375 per surgical session
Up to $1,375 per surgical session
Up to $85 per visit, 30 visits per annual period
Up to $500 per annual period
Up to $1,100 per annual period
To policy maximum
To policy maximum
To policy maximum
To policy maximum
To policy maximum No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum

Medical – Other Treatement And Services

-
Same as any other eligible medical expense
-
-
Up to $450 per annual period

No coverage if not admitted to hospital, unless for injury.
-
-
Up to $40 per visit, 12 visits per annual period
None
None
None
Optional: Heart Care Plus Rider, $5,000 ($2,500 for 70+) for hospitalization due to heart attack or stroke.
Optional: Heart Care Plus Rider, $5,000 ($2,500 for 70+) for hospitalization due to heart attack or stroke.
-
-
180 days
Same as any other eligible medical expense
-
Optional
$5,000
-
-
To policy maximum
Acute Onset only, persons under 70: $15,000. Medical Evacuation up to $25,000.
Acute Onset only, persons under 70: $15,000. Medical Evacuation up to $25,000.

Life

-
$5,000; $25,000 maximum per family.
$50,000 for insured or insured spouse; $5,000 for dependent child. Maximum $250,000 per family.
$50,000 for insured or insured spouse; $10,000 for dependent child. Maximum $250,000 per family.

Other

-
Incidental: 14 days after 30 days continuous coverage
-
-
-
$50,000
-
Incidental: $50,000, maximum 7 days. Approx. 1 day for every 6 days of coverage. Initial purchase at least 30 days.
$150 per night
-
-
$50,000

Plan Features

Before effective date, full refund.

After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum to 2 years maximum
5 days minimum to 2 years maximum
$0
$0
Email
Postal Mail
Courier
Annual
$0 Up to 69
$50
$100
Lifetime Maximum
$10,000 Age 80+
$25,000 Up to 79
$50,000 Up to 79
$100,000 Up to 79
International Medical Group (IMG)
International Medical Group (IMG)
Sirius International
Sirius International
Before effective date, full refund.

After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 45 days maximum
5 days minimum up to 45 days maximum
$0
$0
Email
Postal Mail
Per Policy Period
$0
$100
$250
$500
$1,000
$2,500
Lifetime Maximum
$15,000 Age 80+
$50,000 Up to 79
$100,000 Up to 64
$500,000 Up to 64
$1,000,000 Up to 64
Seven Corners
Seven Corners
Lloyds or Tramont
Lloyds or Tramont
  • This comparison only shows major differences between any two given plans. For a more comprehensive comparison, please see the Detailed Comparison tab above.
  • To policy maximum, refers to the Usual, Reasonable and Customary charges (URC).
  • Coverages shown are per person unless noted otherwise.
  • Home country for IMG (Patriot products, Visitors Care) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, home country is the country where you principally reside and receive regular mail.
  • Home country for Tokio Marine HCC - MIS Group (Atlas, VisitorSecure) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • Home country for Seven Corners (Inbound products, Liaison products) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment. If you are a U.S. Citizen, the Home Country is always the United States. (*Excludes Liaison International)
  • Green Cover - Benefits shown here are for Part A and Part B purchased together; if only one part (either A or B) is purchased, then benefits will differ from those shown here.
  • To policy maximum, refers to the Usual, Reasonable and Customary charges (URC).
  • Coverages shown are per person unless noted otherwise.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More