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Best Comprehensive Visitor Insurance

Best Comprehensive Visitor Insurance

Many people would like to purchase the best comprehensive visitor insurance when their parents or other relatives come to visit them in the United States.

After all, their parents took very good care of them while they were growing up, it is obvious that as their children they would like to take the best possible care of their visiting parents.

Potential customers looking for the best comprehensive visitor insurance already know that there are two types of visitors insurance plans:

Comprehensive visitors insurance is always recommended for visitors to the US; however, the same visitors insurance plan is not necessarily the best choice for everyone because everyone's situation is different.

Age below 70 years

For persons below the age of 70 years, the most popular comprehensive visitors insurance plans are Atlas America and Patriot America Plus.

Both of the plans participate in the First Health PPO network and provide a plastic health insurance card. When you visit a participating provider within the PPO network, they may bill the insurance company directly and charge you only the network negotiated fees. Both of them are cashless visitors insurance.

These plans do not have the exact same coverage though. After you pay the deductible, Atlas America and Patriot America Plus both cover 100% up to the policy maximum within the PPO network, but if you go outside of the PPO network Patriot America Plus will pay 80% of $5,000, then 100% to the policy maximum and Atlas America will still pay 100% to the policy maximum.

Both plans provide:

  • A prescription drugs discount card that is accepted at all major pharmacies.
  • Coverage for acute onset of pre-existing conditions up to the selected policy maximum.

Age 70-89 years

For people in the 70-79 year range, there are a few comprehensive coverage options to choose. One plan is Atlas America Insurance because this plan provides coverage for an acute onset of a pre-existing condition up to the policy maximum or $100,000, whichever is lower.

For people that are aged within the 80-89 year range, the best comprehensive coverage plan is Safe Travels USA Comprehensive Insurance.

It provides up to $35,000 in acute onset of pre-existing conditions for those aged 70-89 years, while most visitors insurance plans do not provide any such coverage for people aged 70+ years.

This plan also participates in the First Health PPO network, with a wide choice of providers all across the US.

Conclusion

Even though the above is general information about the best comprehensive visitor insurance, as we mentioned earlier, the same plan is not the best choice for everyone. Please call our office to speak with a licensed and experienced visitors insurance agent that is available to assist you seven days a week. We are always glad to go over your particular situation and suggest the most suitable plan for your specific needs.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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