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Ask Our Specialists
I am a student, and my parent will be visiting me from India on 17th May and stay here for 5 months. I need to buy a heath insurance by the next week. My father is 81 yrs and my mother is 73 yrs. Based on this criteria, I searched on your website and found 2 plans that I can afford. Safe travel for Visitiors to the USA - Diamond Underwriter - GBG Insurance Comment: Provides coverage till 90 yrs and has PPO in my town Ames, Iowa, but has B+ rating Visitor Care Underwriter - Sirius International Comment: Doesn't distinguish between Heart care Rider and acute onset of pre existing conditions, but has A+ rating I just wanted to check if these are good enough for my parents. If you can suggest anything else, I will have a look at them. But I must tell you this, that I am a Phd student and live on my stipend and also send money to my parents from that stipend. I have no other source of income so comprehensive plans are beyond what I can pay. Thanks for your consideration and look forward to your advise
Thank you for contacting Insubuy for your insurance needs.
At your parents ages we would typical advised taking a look at the fixed coverage plan Safe Travels for Visitors to the USA Diamond plan. If you are not considering comprehensive plans.
This plan will offer more coverage than the visitor care plan if you are comparing these 2 fixed coverage plans.
The company that administrator this plan is very reputable and well known.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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