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Question:

I wish to purchase travel insurance for my mother who is visiting USA next month. Below is the plan I wish to purchase. Safe Travels for visitors to the USA - Fixed Coverage Plan Period : 6 months Regarding the above I have the following queries : 1. Can I cancel the policy and get the policy premium refunded if the entry is denied at the port of entry ( i.e. at US airport ) ? 2. Can I cancel the policy and get the policy premium refunded for the balance days if admission period is limited ( say 3 months ) than the usual 6 months ? 3. AS per my understanding, "Safe Travels for visitors to the USA - Fixed Coverage" participates in First Health PPO Network

Answer:

Please see the answers to your questions listed below. 


1. The plan is fully refundable prior to the effective date of the policy. After the effective date it would be a prorated refund minus  $25 cancellation fee as long as no claims have been filed on the plans since the effective date. 

2. See Answer 1

3. This plan does participate in the First Health PPO Network. 


If you have any additional questions please contact our office. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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