Ask Our Specialists

Question:

Reg: Atlas We are looking for medical and travel insurance for our visit to USA as follows: Male Date of birth 21-Dec-1943, Age 75 + Itinerary: Departure Bangaloare, India 17 May 2019 at 4:30 AM Arrival Chicago with stop at Dubai 17 May 2019 at 3:45 PM Travel within USA upto 04 July 2019 Departure Newark NJ 04 July 2019 at 11:30 AM Arrival Bangalore with a stop at Dubai 05 July 2019 at 7:15 PM Female Date of birth 18-Feb-1945, Age 74 + AND Male Date of birth 18-June-1939, Age 79 + Itinerary: Departure Mumbai, India 17 May 2019 at 4:30 AM Arrival Chicago with stop at Dubai 17 May 2019 at 3:45 PM Travel within USA up to 04 July 2019 Departure Newark NJ 04 July 2019 at 11:30 AM Arrival Mumbai with a stop at Dubai for two days 07 July 2019 at 9:55 PM We have gone through your web site and have the following queries Does it include the following: 1) Political evacuation also payable under natural disaster. 2) Bed side visit 3) Common carrier accident death & dismemberment. 4) Crisis like kidnap, theft, loss of personal belonging etc., 5) Personal liability is shown as payable for Atlas America ($ 25,000), but not in Atlas Premium America. Please clarify for 70-79 age group and 80+ Please reply at the earliest as we wish to close the deal by tomorrow.

Answer:

Thank you for your interest in purchasing insurance through us.

You can run a quote for plans in the link below:

/visitors-insurance/

Answer for your questions below:

1) Political evacuation 

$100,000 for Atlas America and $150,000 for Atlas Premium. 

natural disaster- Optional coverage in Atlas America plan and Atlas Premium $10,000

2) Bed side visit- Up to $1500 in Atlas America and Atlas Premium

3) Common carrier accident death & dismemberment.- Common Carrier AD & D $25,000 upto age 74 and 75 years and above $12,500.

4) Crisis like kidnap, theft, loss of personal belonging etc.,- $10,000 for Atlas America You can take additional coverage with rider and $100K Atlas Premium- 

5) Personal liability is shown as payable for Atlas America ($ 25,000), but not in Atlas Premium America.- Personal liability $100k in Atlas premium and $25k in Atlas America

Please clarify for 70-79 age group and 80+- One person age is 79 will turn 80 in Jun. So you can purchase insurance for whole duration so benefits will be according to age 79yrs. You have to take rider Crisis response and personal liability in Atlas America plan.

Please read certificate wording for more details.

certificate wording for Atlas America

Certificate wording for Atlas Premium America 

Please feel free to contact us if you need any further information.


Last Updated: {{question.updated}}
Published: {{question.published}}
{{question.likes}} {{question.likes == 1 ? 'person found this answer useful' : 'people found this answer useful'}}
1909 page views

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Search Questions and Get Answers

Type your question or hashtag below or Ask a Question

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More