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Question:

Pre-existing conditions in visitors insurance person had heart problem 5 yrs. back & is on medicines since then.will this be cosidered as prex. condition. if yes is ther any possibility of covering withextra premium? age is 70+

Answer:

That you would be considered as pre-existing conditions. Please look at the plans at /pre-existing-conditions-coverage-visitors-health-insurance/ that cover some kind of pre-existing conditions, up to some extent, under some circumstances. Please let me know if you have any other questions.


Thank you very much for your reply. I have one more question. The online forms of insurance co. does not ask for pre existing conditions.Then how to inform them? If somebody is hospitalized for illness not connected to existinig condition then it will be known to them only when they receive Dr.'s report. Will this be considered as hiding the condition at the time of taking policy. In that case patient will not receive any benefit. Hope you will reply to this. Thank you, Yours Sincerely,


Visitors insurance plans are not medical underwritten plans. Therefore, you don't have to provide any medical information in the online application. Please read /visitor-medical-insurance-pre-existing-conditions/ to understand more about pre-existing medical conditions. Please feel free to contact us at any time if you have any other questions.

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