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Question:

I am looking for the right travel insurance for my parents who will be visiting me soon. Both are under 60 years of age and are currently healthy. My father underwent an Angioplasty procedure in April 2015 and there has been no incident since then. I am looking for a medical insurance that will especially cover my father in case he has a condition related to his heart and needs to see a doctor immediately. Does this insurance also cover an issue during the journey to and from the US?

Answer:

As a broker, we provide insurance from most of the major companies. None of the plans will pay for routine maintenance for the pre-ex. However, some plan has coverage for the acute onset of pre-existing conditions below age 70yrs.. More information on acute onset of pre-ex can be found  here.

It will be determined by the claim dept. based on the attending physician notes whether it's acute onset of pre-ex or not.

You can purchase either Atlas America or Patriot America plus,

You can compare these plans on our website

Please enter appropriate criteria. You will find many plans, you can narrow by with pre-ex coverage plan and you can also compare them side by side.

Please feel free to contact us if  you have any further questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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